162 School Rd, Charleston, ME 04422 Property Records

Penobscot County and Charleston Town property record for 162 School Rd, Charleston, ME 04422

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2023)
Tax Bill	$1,188 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
APN	`CRLN M:007 L:006`

Property Details

APN / Parcel Number

Primary APN	`CRLN M:007 L:006`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	162 SCHOOL RD
City	CHARLESTON
State	ME
Zip	04422-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	6
Jurisdiction	CHARLESTON ME
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1016
Census Tract	31200

Owner

Source: Penobscot County and Charleston Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 SCHOOL RD, CHARLESTON, ME 04422-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Oct 18, 2018	Deed of Trust, Mortgage MAINE HIGHLANDS FCU
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE HIGHLANDS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Aug 17, 2017
Deed Document Number	2023165
Deed Book / Page	16725 / 293
Prior Transfer Date	Dec 30, 2022
Prior Transfer Doc	0167250293
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON ME
Recording Date	Jan 3, 2023
Property Address	162 SCHOOL RD, CHARLESTON, ME 04422-3041
Document Number	0167250293
Book / Page	16725 / 293
Instrument Date	Dec 30, 2022
Instrument	165
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 COLONY PL, MILLINOCKET, ME 04462-1902

Mortgage

Document Number	0000000166
Date	Jan 3, 2023
Instrument	166

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	162 SCHOOL RD, CHARLESTON, ME 04422-3041
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149750097
Date	Oct 18, 2018
Book Page	14975/0097
Instrument	000000032264

Lender

Name	MAINE HIGHLANDS FCU

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	162 SCHOOL RD, CHARLESTON, ME 04422-3041
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157050318
Date	Sep 22, 2020
Book Page	15705/318
Instrument	30809

Lender

Name	MAINE HIGHLANDS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Charleston Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Charleston Town
Unified School District	School Administrative District 68 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,188.00 (+11.24%)	$110,990 (+50.74%) Land $42,000 Building $68,990
2024	$1,068.00 (+6.69%)	$73,630 (-) Land $30,000 Building $43,630
2023	$1,001.00 (+2.25%)	$73,630 (-) Land $30,000 Building $43,630
2022	$979.00	$73,630 Land $30,000 Building $43,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on School Rd

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