Putnam County property record for 162 Saunders St, Scott Depot, WV 25560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 1969 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2025) |
| Tax Bill | $1,384 (2026) |
| Deeds & Mortgages | Aug 2023 Sale May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-224C-0016.0000 |
| Primary APN | 10-224C-0016.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 3,888 sqft |
| Game Room | Game Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00016813 |
|---|---|
| Street Address | 162 SAUNDERS ST |
| City | SCOTT DEPOT |
| State | WV |
| Zip | 25560-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT OF PRT LOT 6 SECT PUTNAM GARDENS |
| Legal Subdivision | PUTNAM GARDENS |
| Legal Lot Number | 6 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20601 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | WV |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Warranty Deed, Transfer NOT AVAILABLE, BESTITLE TITLE AGENCY |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WEST VIRGINIA HOUSING DEVELOPMENT FUND |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POCA VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 2025 |
| Deed Book / Page | 640 / 541 |
| Transfer Doc | 498/411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Aug 28, 2023 |
| Property Address | 162 SAUNDERS ST, SCOTT DEPOT, WV 25560-9795 |
| Document Number | 000618/742 |
| Book / Page | 618 / 742 |
| Map Reference | DB 141 PG 503 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 005519990004 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | NOT AVAILABLE, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $946.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 SAUNDERS ST, SCOTT DEPOT, WV 25560-9795 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 162 SAUNDERS ST, SCOTT DEPOT, WV 25560-9795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1188/349 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 1188/349 |
| Instrument | 004407500016 |
| Name | WEST VIRGINIA HOUSING DEVELOPMENT FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLESTON, WV 25304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 162 SAUNDERS ST, SCOTT DEPOT, WV 25560-9795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1188/338 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 1188/338 |
| Instrument | 004407480011 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 162 SAUNDERS ST, SCOTT DEPOT, WV 25560-9795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1250/190 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 1250/190 |
| Instrument | 004871140010 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,384.00 (+5.25%) | $110,700 (+6.4%) Land $18,960 Building $91,740 | $184,500 (+6.4%) Land $31,600 Building $152,900 |
| 2025 | $1,315.00 (+15.15%) | $104,040 (+10.66%) Land $16,260 Building $87,780 | $173,400 (+10.66%) Land $27,100 Building $146,300 |
| 2023 | $1,142.00 (+3.44%) | $94,020 (+2.62%) Land $16,260 Building $77,760 | $156,700 (+2.62%) Land $27,100 Building $129,600 |
| 2022 | $1,104.00 | $91,620 Land $16,260 Building $75,360 | $152,700 Land $27,100 Building $125,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM P S D serves 26,410 people · EPA ID WV3304011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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