162 S River Rd, Stuart, FL 34996 Property Records

Martin County property record for 162 S River Rd, Stuart, FL 34996 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,419 sqft · built 1992
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Jul 2016)
Tax Bill	$8,633 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-38-41-011-000-00120-9`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-011-000-00120-9`
Alternative APN	`27873`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,419 sqft Living Area
1st Floor Area	1,159 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	450 sqft
Deck Area	368 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27873
Street Address	162 S RIVER RD
City	STUART
State	FL
Zip	34996-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARGUERITA S/D LOT 12
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	MARGUERITA SUBDIVISION
Legal Lot Number	12
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1021
Census Tract	502

Owner

Source: Martin County records · APN 13-38-41-011-000-00120-9

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	162 S RIVER RD, STUART, FL 34996-6343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	0028671714
Deed Book / Page	2867 / 1714
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	162 S RIVER RD, STUART, FL 34996-6343
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 S RIVER RD, SEWALLS POINT, FL 34996-6343

Mortgage

Document Number	0032212040
Date	May 05, 2021
Book Page	3221/2040
Instrument	2886468

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8%
Index	Other
Margin	3
Max Rate	13%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$561,880 (+5.99%)	$844,790 (+10.3%) Land $440,000 Building $404,790
2024	$8,633.00 (+2.03%)
2023	$8,461.00 (+3.27%) Additional exemption filed	$530,141 (+3%)	$765,890 (+18.09%) Land $350,000 Building $415,890
2022	$8,193.00 Homeowner's exemption	$514,700	$648,540 Land $320,000 Building $328,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.