162 S Main St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 162 S Main St, Lodi, NJ 07644

Property Summary

Property Type	Commercial
Details	built 1952
Lot Size	0.253 acres (10,999 sqft)
Owner	Company Name on File
Last Sale	$435,000 (Feb 2018)
Tax Bill	$13,087 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Feb 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00026-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00026-0000-00001`
Alternative APNs	`310002600001` `049600`

Interior

Stories	1 Story

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	110 ft deep x 100 ft wide

Location & Zoning

Account Number	049600
Street Address	162 S MAIN ST
City	LODI
State	NJ
Zip	07644-2115
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CNR
Legal Description	100X110
Legal Block	26
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5003
Census Tract	30300

Owner

162 S Main St, a commercial property, is owned by a company that bought it in February 2018.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	78 MILLER ST, SADDLE BROOK, NJ 07663-5446
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF AMERICA
Feb 8, 2018	Grant Deed, Transfer · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on File
Deed Sale	Feb 8, 2018 · Amount on File
Prior Sale	May 5, 1999 · Amount on File
Deed Document Number	20181066001
Deed Book / Page	2860 / 1749
Prior Transfer Date	Jan 13, 1999
Prior Transfer Doc	0000073802
Record Updated	Oct 29, 2026

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 23, 2018
Property Address	162 S MAIN ST, LODI, NJ 07644-2115
Document Number	0030360870
Book / Page	003036 / 000870
Instrument Date	Aug 14, 2018
Instrument	60966
Transaction Type	Construction Loan
Record Updated	Jan 15, 2019
Title Company	ATLANTIC TITLE AND SETTLEMENT SV, ATLANTIC TITLE & SETTLEMENT SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 S MAIN ST LODI NJ 076442115, LODI, NJ 07644-2115

Mortgage

Document Number	30360870
Date	Aug 23, 2018
Book Page	003036/000870
Instrument	60966

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FARMINGTON, CT 06032

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 8, 2018
Property Address	162 S MAIN ST, LODI, NJ 07644-2115
Document Number	0028601749
Book / Page	002860 / 001749
Instrument Date	Jan 31, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATLANTIC TITLE AND SETTLEMENT SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 S MAIN ST LODI NJ 076442115, LODI, NJ 07644-2115

Mortgage

Document Number	28601756
Date	Feb 8, 2018
Book Page	002860/001756

Lender

Name	BANK OF AMERICA
Type	Bank
Address	FARMINGTON, CT 06032

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 162 S Main St was $13,087, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,700 (-) Land $325,400 Building $44,300	$369,700 (-) Land $325,400 Building $44,300
2025	$13,087.00 (+5.61%)	$369,700 Land $325,400 Building $44,300	$369,700 Land $325,400 Building $44,300
2024	$12,392.00
2023		$369,700 Land $325,400 Building $44,300	$369,700 Land $325,400 Building $44,300
2022	$12,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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