162 S Main St, Killbuck, OH 44637 Property Records

Holmes County property record for 162 S Main St, Killbuck, OH 44637

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,748 sqft · built 1920
Lot Size0.127 acres (5,544 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jul 2023)
Tax Bill$1,211 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN09-00221-000

Property Details

APN / Parcel Number

Primary APN09-00221-000
Alternative APN
  • 019678-2

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,748 sqft Living Area
1st Floor Area1,032 sqft
Upper Floors Area716 sqft
Basement Area179 sqft
Unfinished Basement179 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area5,544 sqft (0.127 acres)
Lot Dimensions156 ft deep x 60 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area132 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number019678-2
Street Address162 S MAIN ST
CityKILLBUCK
StateOH
Zip44637-9538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 113 S PT KILLBUCK VILLAGE R7 T8 S15 K-18A
Legal SubdivisionKILLBUCK VILLAGE
Legal Lot Number113
JurisdictionHOLMES OH
Township / Civil DivisionKILLBUCK
Census Block Group2
Census Block2052
Census Tract976600

Owner

162 S Main St is owned and occupied by an individual who bought it in July 2023.

Source: Holmes County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address162 S MAIN ST, KILLBUCK, OH 44637-9538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Jul 12, 2023Survivorship Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2023 · Amount on File
Deed SaleJul 12, 2023 · Amount on File
Prior SaleJul 12, 2023 · Amount on File
Deed Document Number20232780
Deed Book / Page286 / 756
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLMES OH
Recording DateMay 19, 2026
Property Address162 S MAIN ST, KILLBUCK, OH 44637-9538
Document Number0000002220
Book / Page296 / 279
Instrument DateMay 12, 2026
Instrument20262220
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address162 S MAIN ST, KILLBUCK, OH 44637-9538

Mortgage

Document Number0000002220,
DateMay 19, 2026
Book Page296/279
Instrument20262220
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term329 Months
DueOct 1, 2053
Interest
Rate6.3%
Max Rate-1%

July 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHOLMES OH
Recording DateJul 12, 2023
Property Address162 MAIN ST, KILLBUCK, OH 44637
Document Number000286/756
Book / Page286 / 756
Instrument DateJul 6, 2023
Instrument202300002780
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address162 S MAIN ST, KILLBUCK, OH 44637

Mortgage

Document Number000286/760
DateJul 12, 2023
Book Page286/760
Instrument202300002781
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 162 S Main St was $1,211, up 10.6% from the year before.

Source: Holmes County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHolmes County
County SubdivisionKillbuck Township
MunicipalityKillbuck Village
Unified School DistrictWest Holmes Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,211.00 (+10.59%)$33,060 (+22.67%) Land $2,360 Building $30,700$94,430 Land $6,730 Building $87,700
2024$1,095.00 (+54.01%)$26,950 (-) Land $1,920 Building $25,030
2023$711.00 (-7.3%) Homeowner's exemption$26,950 (-) Land $1,920 Building $25,030
2022$767.00 Homeowner's exemption$26,950 Land $1,920 Building $25,030$76,980 Land $5,480 Building $71,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 33 policies
Nearby Flood Policies33 in force
Nearby Flood Claims54 (1978–2022)
Claims Outside the SFHA1 of 54
Most Recent ClaimMay 2022 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims
  • Severe Storms And Flooding, Jun 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKILLBUCK VILLAGE PWS
serves 950 people · EPA ID OH3800712
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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