162 Roy St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 162 Roy St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1983
Lot Size	0.153 acres (6,704 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2019)
Tax Bill	$313 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12459`

Property Details

APN / Parcel Number

Primary APN	`12459`

Interior

Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	6,704 sqft (0.153 acres)
Garage Type	Mixed
Garage Area	224 sqft

Location & Zoning

Street Address	162 ROY ST
City	HOUMA
State	LA
Zip	70360-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 1 BERNARD SUBD. CB 2254/659.
Legal Range	17E
Legal Township	17S
Legal Section	04
Legal Subdivision	BERNARD SUBD
Legal Block	1
Legal Lot Number	3
Jurisdiction	TERREBONNE LA
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	300

Owner

162 Roy St is owned and occupied by an individual who bought it in August 2019.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	162 ROY ST, HOUMA, LA 70360-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 15, 2019	Deed, Transfer · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Book / Page	2582 / 408
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	162 ROY ST, HOUMA, LA 70360-2446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3179/478
Date	Sep 10, 2020
Book Page	3179/478
Instrument	1610232

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Aug 15, 2019
Property Address	162 ROY ST, HOUMA, LA 70360-2446
Document Number	002582/408
Book / Page	2582 / 408
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003092629
Date	Aug 15, 2019
Instrument	3092/629

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	002582/408
Date	Aug 15, 2019
Book Page	2582/408

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 162 Roy St was $313 with a homeowner's exemption, down 1.9% from the year before.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00 (-1.88%)	$10,840 (-) Land $1,310 Building $9,530	$108,400 (-) Land $13,100 Building $95,300
2024	$319.00 (+19.03%) Homeowner's exemption	$10,840 (+4.94%) Land $1,310 Building $9,530	$108,400 (+4.94%) Land $13,100 Building $95,300
2023	$268.00 (+1.9%) Homeowner's exemption	$10,330 (-) Land $1,250 Building $9,080	$103,300 (-) Land $12,500 Building $90,800
2022	$263.00 Homeowner's exemption	$10,330 Land $1,250 Building $9,080	$103,300 Land $12,500 Building $90,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 Roy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	85 (1978–2026)
Claims Outside the SFHA	74 of 85
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 8 claims Tropical Storm Isidore, Sep 2002 · 11 claims Severe Storms, Tornadoes & Flooding, May 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 Roy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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