York County and Biddeford City property record for 162 Prospect St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,991 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,600 (Jun 2016) |
| Tax Bill | $5,634 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:28 L:168 |
| Primary APN | BIDD M:28 L:168 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 4,006 sqft |
| 1st Floor Area | 1,428 sqft |
| Attic | Attic |
| Attic Area | 270 sqft |
| Basement Area | 1,199 sqft |
| Unfinished Basement | 1,199 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 162 PROSPECT ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | EAST COVE APTS |
| Legal Lot Number | 168 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 25205 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 162 PROSPECT ST, BIDDEFORD, ME 04005-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MEGASTAR FINANCIAL CORP |
| Dec 26, 2019 | Deed of Trust, Mortgage PEOPLES CHOICE CU |
| Jun 14, 2019 | Deed of Trust, Mortgage PEOPLESCHOICE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on Record |
| Deed Sale | Jun 2, 2016 · Amount on Record |
| Deed Document Number | 201620318 |
| Deed Book / Page | 17245 / 0755 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 162 PROSPECT ST, BIDDEFORD, ME 04005-3841 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184700726 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 18470/726 |
| Instrument | 2020061678 |
| Name | MEGASTAR FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 162 PROSPECT ST, BIDDEFORD, ME 04005-3841 |
| Document Number | 0181360390 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 162 PROSPECT ST BIDDEFORD ME 040053841, BIDDEFORD, ME 04005-3841 |
| Document Number | 0181360390 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 018136/000390 |
| Instrument | 141 |
| Name | PEOPLES CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 162 PROSPECT ST, BIDDEFORD, ME 04005-3841 |
| Document Number | 0179750770 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 162 PROSPECT ST BIDDEFORD ME 040053841, BIDDEFORD, ME 04005-3841 |
| Document Number | 0179750770 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 017975/000770 |
| Instrument | 22511 |
| Name | PEOPLESCHOICE CU |
|---|---|
| Type | Credit Union |
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 18, 2034 |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,634.00 (+5.82%) | $377,100 (+0.72%) Land $227,800 Building $149,300 | |
| 2024 | $5,324.00 (+37.18%) | $374,400 (+26.57%) Land $227,800 Building $146,600 | |
| 2023 | $3,881.00 (+2.37%) | $295,800 (+28.05%) Land $149,200 Building $146,600 | $452,675 |
| 2022 | $3,791.00 | $231,000 Land $84,000 Building $147,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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