162 Prospect Ave, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 162 Prospect Ave, Valhalla, NY 10595

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,759 sqft · built 1898
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$24,320 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553489 117.15-4-9`

Property Details

APN / Parcel Number

Primary APN	`553489 117.15-4-9`
Alternative APNs	`348911701500040090000000` `13095000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,759 sqft Living Area
1st Floor Area	931 sqft
2nd Floor Area	1,038 sqft
Upper Floors Area	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13095000
Street Address	162 PROSPECT AVE
City	VALHALLA
State	NY
Zip	10595-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	4
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2012
Census Tract	11902

Owner

162 Prospect Ave is owned and occupied by two individuals.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	162 PROSPECT AVE, VALHALLA, NY 10595-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	162 PROSPECT AVE, VALHALLA, NY 10595-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591083239
Date	Apr 18, 2019
Instrument	591083239

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Valhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,320.00
2025		$10,650 (-) Land $1,550 Building $9,100	$1,054,455 (+5.94%) Land $153,465 Building $900,990
2024		$10,650 (-) Land $1,550 Building $9,100	$995,327 (+5.61%) Land $144,860 Building $850,467
2023		$10,650 Land $1,550 Building $9,100	$942,478 Land $137,168 Building $805,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1978–2023)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Prospect Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20