162 Proctor Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 162 Proctor Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,595 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$730,000 (Jun 2024)
Tax Bill	$9,627 (2026)
Deeds & Mortgages	Feb 2021 Refinance Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0126 B:0477 L:18`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0126 B:0477 L:18`
Alternative APN	`7154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,595 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,000 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7154
Street Address	162 PROCTOR RD
City	CHELMSFORD
State	MA
Zip	01824-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	477
Legal Lot Number	18
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	1
Census Block	1021
Census Tract	317103

Owner

162 Proctor Rd is owner-occupied and held in a trust since April 2025.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	162 PROCTOR RD, CHELMSFORD, MA 01824-4447
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Dec 23, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Book / Page	38526 / 78
Last Transfer Date	Apr 30, 2025
Transfer Doc	0039227-27
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	162 PROCTOR RD, CHELMSFORD, MA 01824-4447
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035304-162
Date	Feb 8, 2021
Book Page	35304/162
Instrument	7648

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Dec 23, 2021
Property Address	162 PROCTOR RD, CHELMSFORD, MA 01824-4447
Document Number	036660-264
Book / Page	36660 / 264
Instrument Date	Dec 14, 2021
Instrument	74376
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 162 Proctor Rd was $9,627, up 13.7% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,627.00 (+13.69%)	$725,500 (+19.09%) Land $394,300 Building $331,200	$680,485 (-)
2025	$8,468.00 (+2.2%)	$609,200 (+0.13%) Land $359,400 Building $249,800	$680,485 (+0.76%)
2024	$8,286.00 (+5.73%)	$608,400 (+11.55%) Land $359,400 Building $249,000	$675,355
2023	$7,837.00	$545,400 Land $366,100 Building $179,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Proctor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Proctor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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