St. Charles County property record for 162 Pampano Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,548 sqft · built 2022 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,428 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T220500107 |
| Primary APN | T220500107 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 3,780 sqft |
| Basement Area | 1,232 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 7,248 sqft (0.166 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T220500107 |
|---|---|
| Street Address | 162 PAMPANO LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE LANDING #10 LOT 189 |
| Legal Subdivision | CHARLESTOWNE LANDING #10 |
| Legal Lot Number | 189 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 310201 |
Source: St. Charles County assessment roll, APN T220500107, as of August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 PAMPANO LN, SAINT CHARLES, MO 63301-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 14, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 162 PAMPANO LN, SAINT CHARLES, MO 63301-3812 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 162 PAMPANO LN, SAINT CHARLES, MO 63301-3812 |
| Document Number | 0000025340 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023R-025340 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2022 |
| Property Address | 162 PAMPANO LN, SAINT CHARLES, MO 63301-3812 |
| Document Number | 0000056445 |
| Map Reference | DOC 2021R-069089 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022R-056445 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320 |
| Name | Verified Name |
|---|---|
| Address | 162 PAMPANO LN, SAINT CHARLES, MO 63301-3812 |
| Document Number | 0000056446 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022R-056446 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: St. Charles County assessment roll as of August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,995 (-) | $394,710 (-) Land $67,833 Building $326,877 | |
| 2025 | $5,428.00 | $74,995 (+3.92%) | $394,710 (+3.92%) Land $67,833 Building $326,877 |
| 2023 | $72,164 | ||
| 2022 | $379,811 Land $61,111 Building $318,700 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833102014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 564 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system MO6010707, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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