162 Ott Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 162 Ott Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,324 sqft · built 2000
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05W000003002`

Property Details

APN / Parcel Number

Primary APN	`05W000003002`
Alternative APNs	`027334` `27334`

Interior

Full Baths	1 Bath
Building Area	3,324 sqft Adjusted Area
1st Floor Area	2,142 sqft
2nd Floor Area	421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	344,124 sqft (7.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	027334
Street Address	162 OTT RD
City	CALEDONIA
State	MS
Zip	39740-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE4 162 OTT RD 10A
Legal Range	17W
Legal Township	15S
Legal Section	33
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3029
Census Tract	103

Owner

Source: Lowndes County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	162 OTT RD, CALEDONIA, MS 39740-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jun 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 4, 2013
Deed Sale	Oct 4, 2013
Prior Sale	Oct 4, 2013
Deed Document Number	0020136759
Deed Book / Page	2013 / 6759
Last Transfer Date	Jun 20, 2018
Transfer Doc	0020184242
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	162 OTT RD, CALEDONIA, MS 39740-9771
Document Number	0020200137
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	162 OTT RD CALEDONIA MS 397409771, CALEDONIA, MS 39740-9771

Mortgage

Document Number	0020200137
Date	Aug 19, 2020
Book Page	002020/020137

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	162 OTT RD, CALEDONIA, MS 39740-9771
Document Number	0020202217
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10375 RICHMOND AVE #1900 HOUSTON TX 770424222, 1900, HOUSTON, TX 77042-4222

Mortgage

Document Number	0020202217
Date	Jun 5, 2020
Book Page	002020/012217

Lender

Name	WELLS FARGO BK
Type	Bank
Address	9062 OLD ANNAPOLIS RD, COLUMBIA, MD 21045-2479

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 4, 2025

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 20, 2018
Property Address	162 OTT RD, CALEDONIA, MS 39740-9771
Document Number	0020184242
Book / Page	002018 / 004242
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 OTT RD CALEDONIA MS 397409771, CALEDONIA, MS 39740-9771

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (-0.43%) Homeowner's exemption	$21,927 (+11.12%)	$219,270 (+11.12%) Land $34,920 Building $184,350
2024	$1,853.00 (+15.31%)
2023	$1,607.00 Homeowner's exemption	$19,733	$197,330 Land $34,920 Building $162,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

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