162 Niven Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 162 Niven Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,350 sqft · built 2021
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2023)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0021-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`0021-00-014.00`
Alternative APNs	`00210 00 014.00` `2184`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	1,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	2184
Street Address	162 NIVEN RD
City	LANCASTER
State	SC
Zip	29720-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RN
Legal Subdivision	FRED J HAGER R S
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1010
Census Tract	11211

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage INTERCOASTAL MORTGAGE
Jun 11, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2021	Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	20238722
Deed Book / Page	1686 / 251
Last Transfer Date	Jun 4, 2024
Transfer Doc	0000006909
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 NIVEN RD, LANCASTER, SC 29720-9778

Mortgage

Document Number	0000000495
Date	Jan 11, 2023
Book Page	4894/183
Instrument	2023000495

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018208
Date	Sep 7, 2021
Book Page	4519/32
Instrument	2021018208

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 11, 2024
Property Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Document Number	0000006909
Book / Page	1799 / 180
Map Reference	MB 2020 PG 616
Instrument Date	Jun 4, 2024
Instrument	2024006909
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 NIVEN RD, LANCASTER, SC 29720-9778

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 14, 2023
Property Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Document Number	0000008722
Book / Page	1686 / 251
Map Reference	MB Y-5 PG 455
Instrument Date	Jul 14, 2023
Instrument	2023008722
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 NIVEN RD, LANCASTER, SC 29720-9778

Mortgage

Document Number	0000008723
Date	Jul 14, 2023
Instrument	2023008723

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 26, 2021
Property Address	162 NIVEN RD, LANCASTER, SC 29720-9778
Document Number	0000001540
Book / Page	1401 / 52
Map Reference	MB Y-5 PG 455
Instrument Date	Jan 21, 2021
Instrument	2021001540
Transaction Type	Construction Loan
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Tax	$229.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2135 CRAMER CIR, INDIAN LAND, SC 29707-7845

Mortgage

Document Number	0000001541
Date	Jan 26, 2021
Instrument	2021001541

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2022

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+3.73%)	$21,028 (+34.9%) Land $2,856 Building $18,172	$525,700 (+34.9%) Land $71,400 Building $454,300
2024	$3,191.00 (+26.03%)
2023	$2,532.00 (-67.79%)	$15,588 (-) Land $2,448 Building $13,140	$389,700 (-) Land $61,200 Building $328,500
2022	$7,861.00	$15,588 Land $2,448 Building $13,140	$389,700 Land $61,200 Building $328,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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