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162 Moffitt Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 162 Moffitt Rd, Lake Lure, NC 28746

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 576 sqft · built 1966
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$479,500 (Jun 2018)
Tax Bill$5,575 (2025)
Deeds & MortgagesJun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0217064

Property Details

APN / Parcel Number

Primary APN0217064
Alternative APNs
  • 217064
  • 512

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area576 sqft Heated Area
Basement Area576 sqft
Finished Basement576 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area5,227 sqft (0.12 acres)

Exterior Amenities

PorchPatio
Porch Area256 sqft
Deck Area256 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address162 MOFFITT RD
CityLAKE LURE
StateNC
Zip28746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGPIN:0643209253480000; RES. BUFFALO SHOALS
JurisdictionRUTHERFORD NC
Township / Civil DivisionCHIMNEY ROCK
Census Block Group2
Census Block2003
Census Tract960302

Owner

Source: Rutherford County records, as of August 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 16, HARRIS, NC 28074-0016
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleAug 4, 2009 · Amount on Record
Deed Document Number2018201700012128
Deed Book / Page2010 / 368
Prior Transfer DateDec 14, 2015
Prior Transfer Doc0011180248
Record UpdatedJun 8, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJun 29, 2018
Property Address162 MOFFITT RD, LAKE LURE, NC 28746
Document Number0020100368
Book / Page2010 / 368
Instrument DateJun 29, 2018
Instrument201700012128
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$959.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 310, LAKE CITY, FL 32056-0310

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 16, HARRIS, NC 28074-0016

Mortgage

Document Number201700012129
DateJun 29, 2018
Instrument201700012129
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalityLake Lure Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,575.00 (+8.13%)$681,900 (+5.95%) Land $450,000 Building $231,900$681,900 (+5.95%) Land $450,000 Building $231,900
2023$643,600 Land $450,000 Building $193,600$643,600 Land $450,000 Building $193,600
2022$5,156.00
2021$5,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims25 (2022–2024)
Claims Outside the SFHA5 of 25
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD MTNS-APPLE VALLEY
private · serves 950 people · EPA ID NC0181133
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
Vyve Broadband
Cable		1,000 / 50
Skyrunner
Fixed Wireless		500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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