162 Miller Rd, Schellsburg, PA 15559 Property Records

Bedford County property record for 162 Miller Rd, Schellsburg, PA 15559

Property Summary

Property Type	Single Family Home
Details	891 sqft · built 2014
Lot Size	0.803 acres (34,979 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jul 2014)
Tax Bill	$1,562 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C.08-0.00-057`

Property Details

APN / Parcel Number

Primary APN	`C.08-0.00-057`
Alternative APN	`220-015557`

Interior

Stories	1 Story
Building Area	891 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	34,979 sqft (0.803 acres)

Location & Zoning

Street Address	162 MILLER RD
City	SCHELLSBURG
State	PA
Zip	15559-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BEDFORD PA
Township / Civil Division	NAPIER
Census Block Group	2
Census Block	2056
Census Tract	960900

Owner

162 Miller Rd is owned and occupied by an individual who bought it in July 2014.

Source: Bedford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	162 MILLER RD, SCHELLSBURG, PA 15559-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014 · Amount on File
Deed Sale	Jul 11, 2014 · Amount on File
Prior Sale	Dec 15, 2004
Deed Document Number	20143032
Deed Book / Page	1501 / 275
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	162 MILLER RD, SCHELLSBURG, PA 15559-8000
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 MILLER RD, SCHELLSBURG, PA 15559-8000

Mortgage

Document Number	02022/3993
Date	Jul 26, 2022
Book Page	2022/3993
Instrument	2022-003993

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SCHELLSBURG, PA 15559

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	162 MILLER RD, SCHELLSBURG, PA 15559-8000
Transaction Type	Mortgage
Record Updated	Jan 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/6255
Date	Dec 23, 2019
Book Page	2019/6255
Instrument	2019-006255

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	FISHERTOWN, PA 15539

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	162 MILLER RD, SCHELLSBURG, PA 15559-8000
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-003051
Date	Jun 19, 2017
Book Page	1597/615
Instrument	2017-003051

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 162 Miller Rd was $1,562, up 10.9% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Napier Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,562.00 (+10.94%)	$104,900 (-) Land $21,800 Building $83,100	$104,900 (-) Land $21,800 Building $83,100
2025	$1,408.00	$104,900 Land $21,800 Building $83,100	$104,900 Land $21,800 Building $83,100
2023	$1,413.00 Additional exemption filed	$104,900 Land $21,800 Building $83,100
2012			$104,900 Land $21,800 Building $83,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Miller Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Miller Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crowsnest Broadband Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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