162 Middle Elk Rd, Stopover, KY 41568 Property Records

Pike County property record for 162 Middle Elk Rd, Stopover, KY 41568

Property Summary

Property Type	Mobile Home
Details	1,440 sqft · built 1974
Owner	2 Individual Names on Record
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-00-00-017.06`

Property Details

APN / Parcel Number

Primary APN	`211-00-00-017.06`
Alternative APN	`24227`

Interior

Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Other
Garage Type	Detached
Garage Area	999 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	162 MIDDLE ELK RD
City	STOPOVER
State	KY
Zip	41568-8818
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HOUSE & LOT
Jurisdiction	PIKE KY
Township / Civil Division	PHELPS
Census Block Group	2
Census Block	2031
Census Tract	931700

Owner

Source: Pike County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	MIDDLE ELK RD, STOPOVER, KY 41568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit ASHLAND CU
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASHLAND CU
Feb 21, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Jul 31, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2020
Transfer Doc	001091/516
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	162 MIDDLE ELK RD, STOPOVER, KY 41568-8818
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 MIDDLE ELK RD RID, STOPOVER, KY 41568-8818

Mortgage

Document Number	0001110/93
Date	Oct 15, 2021
Book Page	1110/93

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	162 MIDDLE ELK RD, STOPOVER, KY 41568-8818
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001110/79
Date	Oct 15, 2021
Book Page	1110/79

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	162 MIDDLE ELK RD, STOPOVER, KY 41568-8818
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001062/27
Date	Feb 21, 2020
Book Page	1062/27
Instrument	370498

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 4, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIKE KY
Recording Date	Jul 31, 2020
Property Address	162 MIDDLE ELK RD, STOPOVER, KY 41568-8818
Document Number	001091/516
Book / Page	1091 / 516
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 BOARDWALK, FREEBURN, KY 41528

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (+4.1%)	$135,000 (+8%)	$135,000 (+8%)
2023	$1,756.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1984–2025)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 93% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

No cell data coverage reported

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