162 Main St, Saco, ME 04072 Property Records

York County and Saco City property record for 162 Main St, Saco, ME 04072

Property Summary

Property Type	Restaurant
Details	2,760 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Feb 2022)
Tax Bill	$7,356 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H0080R`

Property Details

APN / Parcel Number

Primary APN	`H0080R`
Alternative APNs	`SACO M:038 L:006 U:000-000` `M:038 L:006 U:000=000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,760 sqft Total Area
Gross Area	4,044 sqft
1st Floor Area	1,320 sqft
Basement Area	1,242 sqft
Unfinished Basement	1,242 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	H0080R
Street Address	162 MAIN ST
City	SACO
State	ME
Zip	04072-1504
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	D
Legal Lot Number	6
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1017
Census Tract	5301

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	162 MAIN ST, SACO, ME 04072-1504
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage SACO & BIDDEFORD SAVINGS
Feb 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	20225331
Deed Book / Page	18943 / 228
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	162 MAIN ST, SACO, ME 04072-1504
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197980574
Date	Dec 3, 2025
Book Page	19798/574
Instrument	2025043880

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Feb 1, 2022
Property Address	162 MAIN ST, SACO, ME 04072-1504
Document Number	0189430228
Book / Page	18943 / 228
Instrument Date	Jan 28, 2022
Instrument	2022005331
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 MAIN ST, SACO, ME 04072-1504

Mortgage

Document Number	2022005332
Date	Feb 1, 2022
Instrument	2022005332

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,356.00 (+81.67%)	$518,000 (+79.74%) Land $132,700 Building $385,300
2024	$4,049.00 (-17.97%)	$288,200 (+7.02%) Land $79,400 Building $208,800
2022	$4,936.00	$269,300 Land $60,500 Building $208,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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