162 Main St, Damariscotta, ME 04543 Property Records

Lincoln County and Damariscotta Town property record for 162 Main St, Damariscotta, ME 04543

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details7,374 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$8,404 (2025)
Deeds & MortgagesDec 2022 Refinance
Flood ZoneZone X (minimal risk)
APNDAMA M:006 L:076

Property Details

APN / Parcel Number

Primary APNDAMA M:006 L:076
Alternative APN
  • 712

Interior

Stories1 Story
Building Area7,374 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Exterior MaterialWood Siding
Lot Area9,583 sqft (0.22 acres)

Location & Zoning

Account Number712
Street Address162 MAIN ST
CityDAMARISCOTTA
StateME
Zip04543
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRB
Legal Lot Number76
JurisdictionDAMARISCOTTA ME
Township / Civil DivisionDAMARISCOTTA
Census Block Group3
Census Block3044
Census Tract975300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Main Street Historic District
listed 1979 · 23 contributing resources · NRIS 79000154
Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

162 Main St, a commercial property, is owned by an individual.

Source: Lincoln County and Damariscotta Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5 COMMERCIAL ST, BOOTHBAY HARBOR, ME 04538-1825
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAMARISCOTTA ME
Property Address162 MAIN ST, DAMARISCOTTA, ME 04543
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059590088
DateDec 2, 2022
Book Page5959/88
Instrument93133
Lender
NameFIRST NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 162 Main St was $8,404, up 13.7% from the year before.

Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyLincoln County
County SubdivisionDamariscotta Town
Secondary School DistrictDamariscotta (09 - 12)
Elementary School DistrictGreat Salt Bay Community School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,404.00 (+13.68%)$399,600 (-) Land $111,600 Building $288,000
2024$7,393.00$399,600 Land $111,600 Building $288,000
2022$6,349.00$381,300 Land $93,800 Building $287,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 162 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2001–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT SALT BAY SANITARY DISTRICT
serves 2,143 people · EPA ID ME0090410
Water SourceSurface water
Last State InspectionSep 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2021
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tidewater O.P.E.N.
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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