162 Magnolia Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 162 Magnolia Ave, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,094 sqft · built 1995
Lot Size	0.232 acres (10,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,900 (Aug 2016)
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0198 B:0056 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0198 B:0056 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,094 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,094 sqft
Basement Area	1,050 sqft
Unfinished Basement	1,050 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,085 sqft (0.232 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	162 MAGNOLIA AVE
City	GLOUCESTER
State	MA
Zip	01930-2353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Subdivision	PREPARED ROBERT GLENN CUMMINGS
Legal Block	56
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2007
Census Tract	221901

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 MAGNOLIA AVE, GLOUCESTER, MA 01930-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2016 · Amount on Record
Deed Sale	Aug 25, 2016 · Amount on Record
Prior Sale	May 2, 1995 · Amount on Record
Deed Book / Page	35201 / 494
Transfer Doc	035201-494
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	162 MAGNOLIA AVE, GLOUCESTER, MA 01930-2353
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039477-89
Date	Feb 1, 2021
Book Page	39477/89
Instrument	20210201002480

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00 (-0.79%)	$550,800 (+3.57%) Land $199,300 Building $351,500	$577,188 (-1.11%)
2025	$5,169.00 (-3.27%)	$531,800 (-3.17%) Land $184,600 Building $347,200
2024	$5,344.00 (+6.09%)	$549,200 (+15.48%) Land $175,800 Building $373,400	$583,680
2023	$5,037.00	$475,600 Land $156,900 Building $318,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	33 (1978–2018)
Claims Outside the SFHA	17 of 33
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Coastal Storm, Oct 1991 · 8 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20