162 Lake Dr, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 162 Lake Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,316 sqft · built 2005
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Oct 2021)
Tax Bill	$14,472 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00251-0000-00141`

Property Details

APN / Parcel Number

Primary APN	`04-00251-0000-00141`
Alternative APN	`040025100141`

Interior

Building Area	2,316 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	8,320 sqft (0.191 acres)

Location & Zoning

Street Address	162 LAKE DR
City	STANHOPE
State	NJ
Zip	07874-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L142
Legal Subdivision	LACKAWANNA CC INC
Legal Block	251
Legal Lot Number	141
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2018
Census Tract	374300

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 LAKE DR, STANHOPE, NJ 07874-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Oct 5, 2021	Deed, Transfer · Conventional Mortgage AMRES CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	202110312130
Deed Book / Page	3608 / 342
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	00289900308
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	162 LAKE DR, STANHOPE, NJ 07874-3002
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	UNIVERSAL SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098660169
Date	Oct 28, 2020
Book Page	9866/169
Instrument	20201028010227130

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Oct 5, 2021
Property Address	162 LAKE DR, STANHOPE, NJ 07874-3002
Document Number	0036080342
Book / Page	3608 / 342
Instrument Date	Aug 18, 2021
Instrument	20211005010312130
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	MAX TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 MOUNTAIN VIEW DR, 48, CHESTER, NJ 07930-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 LAKE DR, STANHOPE, NJ 07874-3002

Mortgage

Document Number	20211005010312140
Date	Oct 5, 2021
Instrument	20211005010312140

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,100 (-) Land $105,400 Building $254,700	$360,100 (-) Land $105,400 Building $254,700
2025	$14,472.00 (+4.93%)	$360,100 (-) Land $105,400 Building $254,700	$360,100 (-) Land $105,400 Building $254,700
2024	$13,792.00 (+4.65%)
2023		$360,100 Land $105,400 Building $254,700	$360,100 Land $105,400 Building $254,700
2022	$13,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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