Scott County property record for 162 Johnstone Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,715 sqft · built 2013 |
| Lot Size | 0.21 acres (9,135 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2025) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jul 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-20-139.023 |
| Primary APN | 190-20-139.023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,715 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Basement Area | 2,715 sqft |
| Finished Basement | 2,715 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 9,135 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 162 JOHNSTONE TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY CREEK FARM |
| Legal Subdivision | ROCKY CREEK FARM |
| Legal Phase | 1 |
| Legal Lot Number | 279 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40302 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 FLINN CT, GEORGETOWN, KY 40324-1532 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Oct 28, 2025 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jun 1, 2020 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Mar 12, 2014 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Jun 1, 2020 · Amount on Record |
| Deed Document Number | 2025560053 |
| Deed Book / Page | 461 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0M1781/555 |
|---|---|
| Date | May 3, 2024 |
| Book Page | M1781/555 |
| Instrument | 499139 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 11, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | HIGH STREET TITLE COMPANY, HIGH STREET TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0M1621/628 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | M1621/628 |
| Instrument | 438929 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 28, 2025 |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 00D461/651 |
| Book / Page | D461 / 651 |
| Map Reference | CAB 11 PG 56 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 560053 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 MISSION PATH, GEORGETOWN, KY 40324-8799 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0000560058 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 560058 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | HIGH STREET TITLE COMPANY, HIGH STREET TITLE CO |
| Name | Verified Name |
|---|
| Document Number | M1621/628 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | M1621/628 |
| Instrument | 438929 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 1, 2020 |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D414/535 |
| Book / Page | D414 / 535 |
| Map Reference | CAB 11 PG 56 |
| Instrument Date | May 18, 2020 |
| Instrument | 416797 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 162 JOHNSTONE TRL, 162, GEORGETOWN, KY 40324-8794 |
| Name | Verified Name |
|---|---|
| Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 416798 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 416798 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 12, 2014 |
| Property Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | D358/779 |
| Book / Page | D358 / 779 |
| Map Reference | CAB11 PG56 |
| Instrument Date | Feb 11, 2014 |
| Instrument | 315766 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10035 FOREST GREEN BLVD, 10035, LOUISVILLE, KY 40223-5119 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 162 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794 |
| Document Number | 0M1180/107 |
|---|---|
| Date | Mar 12, 2014 |
| Book Page | M1180/107 |
| Instrument | 315767 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2044 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,000 (+20.87%) | $435,000 (+20.87%) | |
| 2025 | $3,205.00 (+9.16%) | $359,900 (+11.11%) | $359,900 (+11.11%) |
| 2023 | $2,936.00 (+17.25%) | $323,900 (+12.19%) Land $48,000 Building $275,900 | $323,900 (+12.19%) Land $48,000 Building $275,900 |
| 2022 | $2,504.00 | $288,700 Land $40,000 Building $248,700 | $288,700 Land $40,000 Building $248,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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