162 Gun Mountain Dr, Monroe, VA 24574 Property Records

Amherst County property record for 162 Gun Mountain Dr, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,076 sqft · built 1994
Lot Size	6.08 acres (264,888 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2018)
Tax Bill	$1,927 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91 A 7C`

Property Details

APN / Parcel Number

Primary APN	`91 A 7C`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	936 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2011
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	264,888 sqft (6.08 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	162 GUN MOUNTAIN DR
City	MONROE
State	VA
Zip	24574-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 16 LITTLE GUN MTN SEE DB 1172-578 PC 1-445 91 A
Legal Subdivision	GMJ CORP
Legal Lot Number	16
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3046
Census Tract	10100

Owner

162 Gun Mountain Dr is owned and occupied by an individual who bought it in April 2018.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	162 GUN MOUNTAIN DR, MONROE, VA 24574-2300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance USAA FEDERAL SAVINGS BANK
Apr 6, 2018	Special Warranty Deed, Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	2018922
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	162 GUN MOUNTAIN DR, MONROE, VA 24574-2300
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004202
Date	Oct 26, 2021
Instrument	210004202

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 6, 2018
Property Address	162 GUN MOUNTAIN DR, MONROE, VA 24574-2300
Document Number	0180000922
Instrument Date	Apr 5, 2018
Instrument	180000922
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000923
Date	Apr 6, 2018
Instrument	180000923

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 162 Gun Mountain Dr was $1,927, up 48.3% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,927.00 (+48.34%)	$213,100 Land $55,400 Building $157,700	$344,200 Land $66,500 Building $277,700
2025	$1,299.00
2024		$213,100 (-) Land $55,400 Building $157,700	$213,100 (-) Land $55,400 Building $157,700
2023	$1,299.00	$213,100 Land $55,400 Building $157,700	$213,100 Land $55,400 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Gun Mountain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Gun Mountain Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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