Elko County property record for 162 Flora Cir, Spring Creek, NV 89815 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,044 sqft · built 1997 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,400 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-001-009 |
| Primary APN | 041-001-009 |
|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,044 sqft Living Area |
| Gross Area | 2,620 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Type | Mixed |
| Garage Area | 2,976 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 480 sqft |
| Fence | Fence |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 162 FLORA CIR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 106B SPRING CREEK CORPORATION FILE 67522 |
| Legal Subdivision | SPRING CREEK TRACT 106B |
| Legal Tract | 106B |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 951403 |
Source: Elko County records · APN 041-001-009
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 FLORA CIR, SPRING CREEK, NV 89815-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 13, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 1996 |
| Deed Sale | May 09, 1996 |
| Deed Document Number | 937-411 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 162 FLORA CIR, SPRING CREEK, NV 89815-5123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000746606 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 746606 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 162 FLORA CIR, SPRING CREEK, NV 89815-5123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000768480 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 768480 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 03, 2027 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,400.00 (+15.72%) | $94,389 (+8.78%) Land $14,000 Building $80,389 | $269,683 (+8.78%) Land $40,000 Building $229,683 |
| 2023 | $2,074.00 (+2.98%) | $86,773 (+15.46%) Land $9,975 Building $76,798 | $247,923 (+15.46%) Land $28,500 Building $219,423 |
| 2022 | $2,014.00 | $75,156 Land $9,975 Building $65,181 | $214,731 Land $28,500 Building $186,231 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Very High above 94% of the US · above 82% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 49 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Anthem Broadband of Nevada | Fiber | 2,000 / 2,000 |
| White Cloud Networks | Fixed Wireless | 200 / 50 |
| Hot Spot Broadband | Fixed Wireless (unlicensed) | 100 / 50 |
| JAB Wireless | Fixed Wireless (unlicensed) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures