162 Edgewood Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 162 Edgewood Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,168 sqft · built 1959
Lot Size	0.181 acres (7,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,000 (Feb 2020)
Tax Bill	$7,636 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-196-06-00`

Property Details

APN / Parcel Number

Primary APN	`148-196-06-00`
Alternative APN	`1482320600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	1482320600
Street Address	162 EDGEWOOD DR
City	OCEANSIDE
State	CA
Zip	92054-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 38 TR 003936
Legal Subdivision	MISSION PACIFIC
Legal Tract	003936
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3003
Census Tract	18509

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 14, 2020	Deed of Trust, Mortgage SAN DIEGO FNDG
Sep 25, 2019	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202072623
Prior Transfer Date	Dec 19, 1997
Prior Transfer Doc	0000652294
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2026
Property Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Document Number	0000108526
Instrument Date	Apr 11, 2026
Instrument	2026108526
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Investor	Possibly a Property Investor

Mortgage

Document Number	0000108526,
Date	Apr 20, 2026
Instrument	2026108526

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 EDGEWOOD DR, CAMP PENDLETON, CA 92054-3614

Mortgage

Document Number	0000180538
Date	Jul 11, 2023
Instrument	2023-0180538

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 EDGEWOOD DR OCEANSIDE CA 920543614, OCEANSIDE, CA 92054-3614

Mortgage

Document Number	72624
Date	Feb 12, 2020
Instrument	72624

Lender

Name	SAN DIEGO FNDG
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	162 EDGEWOOD DR, OCEANSIDE, CA 92054-3614
Document Number	0000421868
Instrument Date	Jul 29, 2019
Instrument	421868
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	162 EDGEWOOD DR OCEANSIDE CA 920543614, OCEANSIDE, CA 92054-3614

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$699,426 (+2%) Land $381,515 Building $317,911
2025	$7,636.00 (+1.96%) Homeowner's exemption	$685,713 (+4.04%) Land $374,035 Building $311,678
2024	$7,489.00 (+3.2%)
2023	$7,257.00 (+1.55%) Homeowner's exemption	$659,087 Land $359,511 Building $299,576
2022	$7,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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