162 E Ridge Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 162 E Ridge Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 2009
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (Jun 2025)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`739D-77`

Property Details

APN / Parcel Number

Primary APN	`739D-77`
Alternative APNs	`490021399` `480849000` `074527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	53,143 sqft (1.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490021399
Street Address	162 E RIDGE CT
City	JACKSONVILLE
State	NC
Zip	28540-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L77 S2 DAWSON PLACE
Legal Subdivision	DAWSON PLACE SEC 2
Legal Lot Number	77
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	4
Census Block	4017
Census Tract	306

Owner

Source: Onslow County records, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · VA Mortgage SEATRUST MORTGAGE CO
Sep 4, 2020	Intrafamily Transfer, Transfer · VA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Book / Page	6372 / 930
Prior Transfer Date	May 1, 2025
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 6, 2021
Property Address	162 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Document Number	0056360408
Book / Page	5636 / 408
Map Reference	MB 56 PG 44
Instrument Date	Dec 2, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	BOSTON NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3021 DOGWOOD TRL, 3021, SPRING HILL, TN 37174-7433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E RIDGE CT, JACKSONVILLE, NC 28540-0018

Mortgage

Document Number	0005636411
Date	Dec 6, 2021
Instrument	5636/411

Lender

Name	SEATRUST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Sep 4, 2020
Property Address	162 E RIDGE CT, JACKSONVILLE, NC 28540-0018
Document Number	0052580243
Book / Page	5258 / 243
Map Reference	MB 56 PG 44 SL M638
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	162 E RIDGE CT, JACKSONVILLE, NC 28540-0018

Mortgage

Document Number	0005258247
Date	Sep 4, 2020
Instrument	5258/247

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00	$229,673 (-) Land $35,100 Building $194,573	$229,673 (-) Land $35,100 Building $194,573
2023	$1,504.00	$229,673 Land $35,100 Building $194,573	$229,673 Land $35,100 Building $194,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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