162 E Railroad St, Stanton, KY 40380 Property Records

Powell County property record for 162 E Railroad St, Stanton, KY 40380

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1980
Lot Size	0.189 acres (8,215 sqft)
Owner	Individual Name on Record
Last Sale	$71,100 (Jan 2024)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Feb 2008 Reverse Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`025-00-00-040.02`

Property Details

APN / Parcel Number

Primary APN	`025-00-00-040.02`
Alternative APNs	`25460910` `111482` `99050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area
Wine Cellar	Wine Cellar

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,215 sqft (0.189 acres)
Lot Width	130 ft Width
Driveway	Gravel Driveway
Porch	Slab
Porch Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	111482
Street Address	162 E RAILROAD ST
City	STANTON
State	KY
Zip	40380-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	POWELL KY
Township / Civil Division	STANTON
Census Block Group	2
Census Block	2028
Census Tract	970102

Owner

Source: Powell County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 E RAILROAD ST, STANTON, KY 40380-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2008	Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA
May 10, 2024	Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jan 8, 2024	Special Warranty Deed, Transfer NOT AVAILABLE, TITLEMAX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	2024259882
Deed Book / Page	216 / 376
Transfer Doc	DEED168/146
Record Updated	Oct 29, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	162 E RAILROAD ST, STANTON, KY 40380-2115
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	LENDERS TITLE AND ESCROW LLC, LENDERS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG204/399
Date	Feb 19, 2008
Book Page	MTG 204/399
Instrument	126145

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	AMITYVILLE, NY 11701

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	986 Months
Due	Apr 28, 2090

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	May 10, 2024
Property Address	162 E RAILROAD ST, STANTON, KY 40380-2115
Document Number	000217/635
Book / Page	217 / 635
Instrument Date	May 2, 2024
Instrument	261577
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2423 MORRIS CREEK RD, STANTON, KY 40380-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E RAILROAD ST, STANTON, KY 40380-2115

Mortgage

Document Number	0000261580
Date	May 10, 2024
Instrument	261580

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Mortgage

Document Number	000325/528
Date	May 10, 2024
Book Page	325/528
Instrument	261600

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2034

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POWELL KY
Recording Date	Jan 8, 2024
Property Address	162 E RAILROAD ST, STANTON, KY 40380-2115
Document Number	000216/376
Book / Page	216 / 376
Instrument Date	Dec 5, 2023
Instrument	259882
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	NOT AVAILABLE, TITLEMAX

Transaction

Amount	Amount Recorded
Tax	$71.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2423 MORRIS CREEK RD, STANTON, KY 40380-9404

Tax Assessment & Valuation

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Municipality	Stanton City
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (+126.37%)	$175,000 (+130.26%)	$175,000 (+130.26%)
2023	$694.00 (+1.91%)	$76,000 (-)	$76,000 (-)
2022	$681.00	$76,000	$76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANTON WATER WORKS serves 6,611 people · EPA ID KY0990418
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100

May also be available: Crystal Broadband Networks.

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