Carroll County property record for 162 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Office > Office Building |
|---|---|
| Year Built | Built 1800 |
| Square Footage | 1,222 sqft Total Area |
| Lot Size | 9,900 sqft (0.227 acres) |
| Last Sale | $415,000 (2026) |
| Primary APN | 07-434035 |
|---|---|
| Alternative APN |
|
| Building Area | 1,222 sqft Total Area |
|---|---|
| 1st Floor | 1,222 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Exterior Material | Brick Exterior |
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 9,900 sqft (0.227 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 434035 |
|---|---|
| Street Address | 162 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5016 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Office Building |
| Legal Description | LT - 9900 SF 162 E MAIN ST 1B-35 WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3025 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-434035
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 20, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Deed Book / Page | 11747 / 492 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Document Number | 0117470492 |
| Book / Page | 11747 / 492 |
| Instrument Date | Mar 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | FIRST TITLE, HOME FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419,150.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Document Number | 1174000503, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 11747/503 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Document Number | 1174000492 |
| Book / Page | 11747 / 492 |
| Instrument Date | Mar 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | HOME TRUST TITLE, HOME FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419,150.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Document Number | 1174000503, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 11747/503 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 20, 2023 |
| Property Address | 162 E MAIN ST, WESTMINSTER, MD 21157-5016 |
| Document Number | 0110770385 |
| Book / Page | 11077 / 385 |
| Instrument Date | Jul 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $389,900 (+112.87%) Land $120,000 Building $269,900 | $389,900 (+109.74%) Land $120,000 Building $269,900 |
| 2025 | $183,167 | $185,900 Land $120,000 Building $65,900 |
162 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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