162 E Clay St, Fredericksburg, OH 44627 Property Records

Wayne County property record for 162 E Clay St, Fredericksburg, OH 44627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,744 sqft · built 1888
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2019)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-00282-000`

Property Details

APN / Parcel Number

Primary APN	`46-00282-000`
Alternative APN	`5772-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	1,648 sqft
Upper Floors Area	768 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	5772-5
Street Address	162 E CLAY ST
City	FREDERICKSBURG
State	OH
Zip	44627-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 60' MP 3 CD 279
Legal Subdivision	FREDERICKSBURG
Legal Lot Number	33
Jurisdiction	WAYNE OH
Township / Civil Division	SALT CREEK
Census Block Group	1
Census Block	1058
Census Tract	1700

Owner

162 E Clay St is owned and occupied by an individual who bought it in October 2019.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit THE KILLBUCK SAVINGS BANK CO
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE KILLBUCK SAVINGS BANK CO
Oct 15, 2019	Warranty Deed, Transfer · Line of Credit SECURE LNDG INC
Jun 8, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	201910677
Deed Book / Page	901 / 3271
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226

Mortgage

Document Number	0000004578
Date	May 22, 2023
Book Page	953/2004
Instrument	202300004578

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank
Address	KILLBUCK, OH 44637

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004548
Date	Apr 8, 2021
Book Page	923/2509
Instrument	202100004548

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank
Address	KILLBUCK, OH 44637

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Oct 15, 2019
Property Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226
Document Number	0000010677
Book / Page	000901 / 003271
Instrument Date	Oct 11, 2019
Instrument	10677
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 E CLAY ST FREDERICKSBURG OH 446279226, FREDERICKSBURG, OH 44627-9226

Mortgage

Document Number	10678
Date	Oct 15, 2019
Book Page	000901/003274
Instrument	10678

Lender

Name	SECURE LNDG INC
Address	CLEVELAND, OH 44109

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WAYNE OH
Recording Date	Jun 8, 2018
Property Address	162 E CLAY ST, FREDERICKSBURG, OH 44627-9226
Document Number	0000006200
Instrument Date	May 8, 2018
Instrument	6200
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	162 E CLAY ST FREDERICKSBURG OH 446279226, FREDERICKSBURG, OH 44627-9226

Tax Assessment & Valuation

The 2025 property tax bill for 162 E Clay St was $1,343 with a homeowner's exemption, down 7.9% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
County Subdivision	Salt Creek Township
Municipality	Fredericksburg Village
Unified School District	Southeast Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00 (-7.89%)	$36,160 (-) Land $7,090 Building $29,070	$103,320 (-) Land $20,250 Building $83,070
2024	$1,458.00 (+0.07%) Homeowner's exemption	$36,160 (-) Land $7,090 Building $29,070	$103,320 (-) Land $20,250 Building $83,070
2023	$1,457.00 (+12.08%) Homeowner's exemption	$36,160 (+24.99%) Land $7,090 Building $29,070	$103,320 Land $20,250 Building $83,070
2022	$1,300.00 Homeowner's exemption	$28,930 Land $5,670 Building $23,260
2020			$82,650 Land $16,200 Building $66,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 E Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 E Clay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKSBURG VILLAGE PWS serves 420 people · EPA ID OH8500812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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