162 Cypress St, Freeport, FL 32439 Property Records

Walton County property record for 162 Cypress St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 2001
Lot Size	0.858 acres (37,374 sqft)
Owner	2 Individuals on Record
Last Sale	$170,000 (Dec 2020)
Tax Bill	$808 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1S-20-32000-019-0240`

Property Details

APN / Parcel Number

Primary APN	`19-1S-20-32000-019-0240`
Alternative APNs	`19-120-32000-019-0240` `1032128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,600 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	37,374 sqft (0.858 acres)
Lot Dimensions	187 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	162 CYPRESS ST
City	FREEPORT
State	FL
Zip	32439-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOTS 9 & 10 BLK C DESCRIB AS: COM AT NW/C OF GOV LOT 2 SEC 19-1S-20W,S 00 DEG 46W 1250.0 FT ALG W LN GOV LT 2 & EAST BOUNDARY OF EGLIN AFB,S 89 DEG 23E 445.6 FT FOR POB,S 89 DEG 23E 187.5 FT TO W SIDE OF 60 FT ST,N 00 DEG 36E 200.00 FT ALG W SIDE OF
Legal Range	020
Legal Township	01S
Legal Section	19
Legal Block	C
Legal Lot Number	240
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3057
Census Tract	950502

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	62 E EDGEWATER DR, FREEPORT, FL 32439-6108
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	May 20, 2005 · Amount on Record
Deed Document Number	202051860
Deed Book / Page	3173 / 4028
Prior Transfer Date	May 19, 2005
Prior Transfer Doc	0026702719
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 16, 2020
Property Address	162 CYPRESS ST, FREEPORT, FL 32439-2116
Document Number	0031734028
Book / Page	3173 / 4028
Instrument Date	Dec 15, 2020
Instrument	20200051860
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 SMITH RD, 428, FREEPORT, FL 32439-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 E EDGEWATER DR, FREEPORT, FL 32439-6108

Mortgage

Document Number	0031734031
Date	Dec 16, 2020
Instrument	3173/4031

Lender

Name	FARM CREDIT OF NORTHWEST FLORIDA AC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$808.00 (+12.22%)	$135,661 (-0.63%) Land $120,000 Building $15,661	$135,661 (-0.63%) Land $120,000 Building $15,661
2024	$720.00 (-7.1%)
2023	$775.00 (+102.88%)	$136,527 (+196.79%) Land $120,000 Building $16,527	$136,527 (+196.79%) Land $120,000 Building $16,527
2022	$382.00	$46,001 Land $27,736 Building $18,265	$46,001 Land $27,736 Building $18,265

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50