162 Cumberland Rd, Alma, GA 31510 Property Records

Bacon County property record for 162 Cumberland Rd, Alma, GA 31510

Property Summary

Property Type	Apartments (5+ Units)
Details	3,960 sqft · built 1972
Lot Size	2.11 acres (91,912 sqft)
Owner	Company Name on File
Last Sale	$490,000 (Sep 2021)
Tax Bill	$6,049 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`032 281051`

Property Details

APN / Parcel Number

Primary APN	`032 281051`
Alternative APN	`2885`

Interior

Units	24 Units
Stories	2 Stories
Building Area	3,960 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.11 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2885
Street Address	162 CUMBERLAND RD
City	ALMA
State	GA
Zip	31510-1659
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	UNZONED RU
Legal Description	D5 LL281
Jurisdiction	BACON GA
Township / Civil Division	ALMA
Census Block Group	2
Census Block	2027
Census Tract	970201

Owner

162 Cumberland Rd, a residential property, is owned by a company that bought it in September 2021.

Source: Bacon County records, as of March 6, 2026

Owner of Record	Company Name on File
Mailing Address	3517 US HIGHWAY 84, BLACKSHEAR, GA 31516-2294
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage FNB SOUTH
Apr 20, 2007	Deed of Trust, Mortgage · Commercial Mortgage WACHOVIA BANK NA
Oct 4, 2012	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FNB SOUTH
Feb 23, 2007	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Feb 16, 1995 · Amount on File
Deed Document Number	2021376
Deed Book / Page	613 / 302
Prior Transfer Date	Feb 23, 2007
Prior Transfer Doc	0000403/62
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BACON GA
Property Address	162 CUMBERLAND RD, ALMA, GA 31510-1659
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000558/312
Date	Feb 14, 2018
Book Page	558/312
Instrument	000166

Lender

Name	FNB SOUTH

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Mar 1, 2021

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BACON GA
Property Address	162 CUMBERLAND RD, ALMA, GA 31510-1659
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406/48
Date	Apr 20, 2007
Book Page	406/48
Instrument	000628

Lender

Name	WACHOVIA BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2012

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BACON GA
Property Address	162 CUMBERLAND RD, ALMA, GA 31510-1659
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000481/263
Date	Oct 4, 2012
Book Page	481/263
Instrument	001116

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Oct 1, 2015

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BACON GA
Recording Date	Sep 24, 2021
Property Address	162 CUMBERLAND RD, ALMA, GA 31510-1659
Document Number	000613/302
Book / Page	613 / 302
Instrument Date	Sep 24, 2021
Instrument	2021-000376
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 US HIGHWAY 84, BLACKSHEAR, GA 31516-2294

Mortgage

Document Number	0000001174
Date	Sep 24, 2021
Instrument	001174

Lender

Name	FNB SOUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	232 Months
Due	Jan 1, 2041

February 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	BACON GA
Recording Date	Feb 23, 2007
Property Address	162 CUMBERLAND RD, ALMA, GA 31510-1659
Document Number	0000403/62
Book / Page	403 / 62
Instrument Date	Feb 23, 2007
Instrument	2007-000104
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 W 4TH ST, ALMA, GA 31510-1964

Tax Assessment & Valuation

The 2025 property tax bill for 162 Cumberland Rd was $6,049.

Source: Bacon County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bacon County
Municipality	Alma City
Unified School District	Bacon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,049.00	$323,720 Land $8,440 Building $315,280	$809,300 Land $21,100 Building $788,200
2023	$6,951.00 (-3.85%)	$279,480 Land $8,440 Building $271,040	$698,700 Land $21,100 Building $677,600
2022	$7,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Cumberland Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALMA serves 4,096 people · EPA ID GA0050000
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
ATC Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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