162 Cross Ln, Clarksville, TN 37040 Property Records

Montgomery County property record for 162 Cross Ln, Clarksville, TN 37040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,394 sqft · built 2023
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Jul 2023)
Tax Bill	$2,938 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79F D 8.00`

Property Details

APN / Parcel Number

Primary APN	`79F D 8.00`
Alternative APNs	`079F D 00800 000` `50096`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,646 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	195 ft deep x 120 ft wide
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	162 CROSS LN
City	CLARKSVILLE
State	TN
Zip	37040-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	C24 92 VACANT
Jurisdiction	MONTGOMERY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	100300

Owner

162 Cross Ln is owned and occupied by an individual who bought it in July 2023.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	162 CROSS LN, CLARKSVILLE, TN 37040-7640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Construction Mortgage PLANTERS BANK
Mar 1, 2022	Warranty Deed, Transfer FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC
Nov 4, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Deed Document Number	20231430193
Deed Book / Page	2312 / 1566
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	162 CROSS LN, CLARKSVILLE, TN 37040-7640
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 RAMBLING BROOK RD, NASHVILLE, TN 37218-3609

Mortgage

Document Number	02266/1698
Date	Nov 28, 2022
Book Page	2266/1698
Instrument	1405714

Lender

Name	PLANTERS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 10, 2023

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Mar 1, 2022
Property Address	162 CROSS LN, CLARKSVILLE, TN 37040-7640
Document Number	02191/2554
Book / Page	2191 / 2554
Instrument Date	Feb 23, 2022
Instrument	1365833
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 RAMBLING BROOK RD, NASHVILLE, TN 37218-3609

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 4, 2020
Property Address	162 CROSS LN, CLARKSVILLE, TN 37040-7640
Document Number	0001284371
Book / Page	002027 / 001762
Instrument Date	Oct 21, 2020
Instrument	1284371
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 S MOUNT JULIET RD #533 MOUNT JULIET TN 371226319, 533, MOUNT JULIET, TN 37122-6319

Tax Assessment & Valuation

The 2025 property tax bill for 162 Cross Ln was $2,938, up 1.3% from the year before.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Municipality	Clarksville City
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,938.00 (+1.35%)	$97,275 (-)	$389,100 (-) Land $42,300 Building $346,800
2024	$2,899.00 (+149.48%)	$97,275 (+1,456.4%)	$389,100 (+1,456.4%) Land $42,300 Building $346,800
2023	$1,162.00 (+340.15%)	$6,250 (-)	$25,000 (-) Land $25,000
2022	$264.00	$6,250	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 162 Cross Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Cross Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
CDE Lightband Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cross Ln

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