162 Coolidge Hill, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 162 Coolidge Hill, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,951 sqft · built 1924
Lot Size	0.339 acres (14,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$666,000 (May 1993)
Tax Bill	$32,220 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242A-159`

Property Details

APN / Parcel Number

Primary APN	`242A-159`
Alternative APN	`CAMB M:0242A L:00159`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,951 sqft Living Area
Gross Area	7,603 sqft
1st Floor Area	1,812 sqft
Basement Area	1,812 sqft
Unfinished Basement	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Slate
Lot Area	14,780 sqft (0.339 acres)
Garage Type	Covered
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	162 COOLIDGE HL
City	CAMBRIDGE
State	MA
Zip	02138-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	CAMBRIDGE
Legal Lot Number	159
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2017
Census Tract	354200

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 COOLIDGE HL, CAMBRIDGE, MA 02138-5520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Jul 21, 2017	Deed of Trust, Mortgage CAMBRIDGE TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1993 · Amount on Record
Deed Sale	May 26, 1993 · Amount on Record
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	162 COOLIDGE HL, CAMBRIDGE, MA 02138-5520
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079321-103
Date	Dec 10, 2021
Book Page	79321/103
Instrument	266846

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Jan 1, 2029
Index	Other
Margin	3

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	162 COOLIDGE HL, CAMBRIDGE, MA 02138-5520
Document Number	69666-435
Book / Page	069666 / 000435
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69666-435
Date	Jul 26, 2017
Book Page	069666/000435
Instrument	117600

Lender

Name	CAMBRIDGE TR

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,220.00 (+10.76%)	$5,074,000 (+3.26%) Land $1,798,600 Building $3,275,400	$5,127,815 (+6.61%)
2024	$29,089.00 (+9.67%)	$4,913,700 (+8.56%) Land $1,779,200 Building $3,134,500	$4,809,755
2023	$26,525.00	$4,526,400 Land $1,817,900 Building $2,708,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1990–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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