162 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 162 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2022)
Tax Bill	$6,566 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-2990-00082.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-2990-00082.0`
Alternative APN	`23495`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,902 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 85.8 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	376 sqft
Deck Area	50 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	162 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 299 LOT 82 PBI 7-56J
Legal Range	38E
Legal Township	31S
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	299
Legal Lot Number	82
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3000
Census Tract	50809

Owner

162 Concha Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Indian River County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 CONCHA DR, SEBASTIAN, FL 32958-6214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Aug 23, 2004 · Amount on File
Deed Document Number	202243927
Deed Book / Page	3556 / 92
Prior Transfer Date	Mar 4, 2011
Prior Transfer Doc	0024851899
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 13, 2022
Property Address	162 CONCHA DR, SEBASTIAN, FL 32958-6214
Document Number	0035560092
Book / Page	3556 / 92
Map Reference	MB 7 PG 56&56A-56L
Instrument Date	Jul 8, 2022
Instrument	3120220043927
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6138 SCOTT STORY WAY, 6138, VERO BEACH, FL 32967-5508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CONCHA DR, SEBASTIAN, FL 32958-6214

Mortgage

Document Number	0000355693
Date	Jul 13, 2022
Instrument	3556/93

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 162 Concha Dr was $6,566.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,566.00	$363,914 Land $65,660 Building $298,254	$363,914 Land $65,660 Building $298,254
2023	$6,025.00 (+219.29%)	$358,015 (+142.31%) Land $65,660 Building $292,355	$358,015 (+39.97%) Land $65,660 Building $292,355
2022	$1,887.00	$147,749	$255,778 Land $52,893 Building $202,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 Concha Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Concha Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20