162 Clark St, Yale, MI 48097 Property Records

St. Clair County property record for 162 Clark St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2001
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Sep 2021)
Deeds & Mortgages	Aug 2022 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-08-153-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-153-0007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,053 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	162 CLARK ST
City	YALE
State	MI
Zip	48097-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BUSCH SUBDIVISION
Legal Subdivision	BUSCH
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

162 Clark St is owned and occupied by an individual who acquired it in July 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	162 CLARK ST, YALE, MI 48097-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CU
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKESTONE BK&TR
Oct 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	202127176
Deed Book / Page	5425 / 711
Last Transfer Date	Jul 26, 2022
Transfer Doc	0005547923
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 2, 2022
Property Address	162 CLARK ST, YALE, MI 48097-3301
Document Number	0005547923
Book / Page	5547 / 923
Map Reference	LB 69 PG 1
Instrument Date	Jul 26, 2022
Instrument	2022018256
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 CLARK ST, 162, YALE, MI 48097-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	162 CLARK ST, YALE, MI 48097-3301

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 24, 2021
Property Address	162 CLARK ST, YALE, MI 48097-3301
Document Number	5425711
Book / Page	5425 / 711
Map Reference	LB 69 PG 1
Instrument Date	Aug 31, 2021
Instrument	2021027176
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 CLARK ST, 162, YALE, MI 48097-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9597 COUNTY ROAD 487, ATLANTA, MI 49709-9096

Mortgage

Document Number	2021027178
Date	Sep 24, 2021
Instrument	2021027178

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 6, 2020
Property Address	162 CLARK ST, YALE, MI 48097-3301
Document Number	0051370475
Book / Page	005137 / 000475
Instrument Date	Dec 24, 2019
Transaction Type	Transfer
Record Updated	Jan 22, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CLARK ST BROCKWAY MI 480973301, BROCKWAY, MI 48097-3301

Mortgage

Document Number	51370476
Date	Jan 6, 2020
Book Page	005137/000476

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 2, 2017
Property Address	162 CLARK ST, YALE, MI 48097-3301
Document Number	0048750456
Book / Page	004875 / 000456
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6214 SQUARE LAKE DR KIMBALL AZ 85629, KIMBALL, AZ 85629

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,800 (+8.1%)	$181,600
2025	Homeowner's exemption	$84,000
2024			$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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