Iredell County property record for 162 Chigger Ln, Harmony, NC 28634 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,830 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4871-54-0811.000 |
| Primary APN | 4871-54-0811.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| Gross Area | 6,160 sqft |
| 1st Floor Area | 1,830 sqft |
| Basement Area | 1,840 sqft |
| Unfinished Basement | 1,840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 25 ft Width |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 422 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77441389 |
|---|---|
| Street Address | 162 CHIGGER LN |
| City | HARMONY |
| State | NC |
| Zip | 28634-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1-REAVIS PROPERTY-PB-47-101 |
| Legal Subdivision | EAGLE MILLS SOUTH |
| Legal Tract | 1 |
| Legal Block | 54 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | EAGLE MILLS |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 60801 |
Source: Iredell County records · APN 4871-54-0811.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 CHIGGER LN, HARMONY, NC 28634-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 1995 |
| Deed Sale | May 25, 1995 |
| Deed Book / Page | 949 / 1616 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 162 CHIGGER LN, HARMONY, NC 28634-9348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0029761686 |
|---|---|
| Date | Feb 22, 2023 |
| Book Page | 2976/1686 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | UNION GROVE, NC 28689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,395.00 | $395,930 (-) | $404,870 (-) Land $49,080 Building $355,790 |
| 2024 | $2,395.00 | $395,930 (-) | $404,870 (-) Land $49,080 Building $355,790 |
| 2023 | $2,395.00 (+37.72%) | $395,930 (+47.9%) | $404,870 (+42.55%) Land $49,080 Building $355,790 |
| 2022 | $1,739.00 | $267,700 | $284,010 Land $38,510 Building $245,500 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Yadkin Valley Telephone Membership | Fiber | 6,000 / 6,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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