162 Central St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 162 Central St, Manchester, NH 03103

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1916
Lot Size	0.052 acres (2,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2026)
Tax Bill	$4,425 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20647142`

Property Details

APN / Parcel Number

Primary APN	`20647142`
Alternative APN	`MNCH M:0102 B:000 L:0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,624 sqft
Basement Area	436 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,250 sqft (0.052 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20647142
Street Address	162 CENTRAL ST
City	MANCHESTER
State	NH
Zip	03103-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	30
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1027
Census Tract	1400

Owner

Source: Hillsborough County and Manchester City records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 DYSON ST, 2, MANCHESTER, NH 03102-4484
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · FHA Mortgage
May 14, 2026	Deed of Trust · Second Mortgage (Down Payment) ALABAMA HSNG FINANCIAL AUTH
Jun 1, 2026	Deed of Trust · Second Mortgage (Down Payment) ALABAMA HSNG FINANCIAL AUTH
May 14, 2026	Warranty Deed, Transfer · FHA Mortgage ALABAMA HSNG FINANCIAL AUTH
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 15, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SBCBPJ INC
Aug 29, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	202617531
Deed Book / Page	9952 / 1312
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 14, 2026
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	0000017531
Book / Page	9952 / 1312
Instrument Date	May 12, 2026
Instrument	202617531
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	May 14, 2026

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 14, 2026
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	09952-1328
Book / Page	9952 / 1328
Instrument Date	May 12, 2026
Instrument	202617533
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237

Mortgage

Document Number	0000017533,
Date	May 14, 2026
Book Page	9952/1328
Instrument	202617533

Lender

Name	ALABAMA HSNG FINANCIAL AUTH

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jun 1, 2026
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	009957-164
Book / Page	9957 / 164
Instrument Date	May 12, 2026
Instrument	202619992
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237

Mortgage

Document Number	0000019992,
Date	Jun 1, 2026
Book Page	9957/164
Instrument	202619992

Lender

Name	ALABAMA HSNG FINANCIAL AUTH

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 14, 2026
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	09952-1312
Book / Page	9952 / 1312
Instrument Date	May 12, 2026
Instrument	202617531
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	May 14, 2026

Lender

Name	ALABAMA HSNG FINANCIAL AUTH

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jul 28, 2023
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	09717-1930
Book / Page	9717 / 1930
Instrument Date	Jul 28, 2023
Instrument	230024469
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237

Mortgage

Document Number	0230024471
Date	Jul 28, 2023
Instrument	230024471

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Oct 15, 2021
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	009541-319
Book / Page	9541 / 319
Instrument Date	Oct 15, 2021
Instrument	210070440
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 HANOVER ST, BOSTON, MA 02113-3001

Mortgage

Document Number	0210070441
Date	Oct 15, 2021
Instrument	210070441

Lender

Name	SBCBPJ INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	162 CENTRAL ST, MANCHESTER, NH 03103-5237
Document Number	0093421908
Instrument Date	Aug 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	162 CENTRAL ST #164 HUDSON NH 030514610, 164, HUDSON, NH 03051-4610

Mortgage

Document Number	0093421908
Date	Sep 1, 2020
Book Page	009342/001908
Instrument	200048043

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,425.00 (+3.82%)	$226,000 (-) Land $64,500 Building $161,500
2023	$4,262.00 (+15.63%)	$226,000 (+11.83%) Land $64,500 Building $161,500	$306,565
2022	$3,686.00	$202,100 Land $64,500 Building $137,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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