162 Cedar St, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 162 Cedar St, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 936 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,257 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELF M:036 L:176`

Property Details

APN / Parcel Number

Primary APN	`BELF M:036 L:176`
Alternative APN	`2767`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	936 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	2767
Street Address	162 CEDAR ST
City	BELFAST
State	ME
Zip	04915-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	176
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	4
Census Block	4027
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 CEDAR ST, BELFAST, ME 04915-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage BANGOR SVGS BK
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit BANGOR SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2007
Deed Sale	Oct 11, 2007
Deed Document Number	200711069
Deed Book / Page	3146 / 125
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	162 CEDAR ST, BELFAST, ME 04915-6122
Document Number	0043760096
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CEDAR ST BELFAST ME 049156122, BELFAST, ME 04915-6122

Mortgage

Document Number	0043760096
Date	May 29, 2019
Book Page	004376/000096
Instrument	4196

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 28, 2044

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	162 CEDAR ST, BELFAST, ME 04915-6122
Document Number	0042250088
Book / Page	004225 / 000088
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CEDAR ST BELFAST ME 049156122, BELFAST, ME 04915-6122

Mortgage

Document Number	0042250088
Date	Nov 27, 2017
Book Page	004225/000088
Instrument	11187

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BELFAST, ME 04915

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,257.00 (+6.3%)	$444,100 (+0.18%) Land $171,900 Building $272,200
2024	$6,827.00 (+53.48%)	$443,300 (+100.32%) Land $171,900 Building $271,400
2023	$4,448.00 (-2.24%)	$221,300 (+4.09%) Land $63,700 Building $157,600
2022	$4,550.00	$212,600 Land $63,700 Building $148,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2009–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

Cell Coverage

5G (outdoors only) and 4G LTE

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