162 Cedar Rdg Dr, Monaca, PA 15061 Property Records

Beaver County property record for 162 Cedar Rdg Dr, Monaca, PA 15061

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,444 sqft · built 2003
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Nov 2021)
Tax Bill$821 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN56-049-0121.000

Property Details

APN / Parcel Number

Primary APN56-049-0121.000
Alternative APN
  • 56-049-0121.000-01-1

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,444 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialOther
Construction TypeBrick
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number56-049-0121.000
Street Address162 CEDAR RIDGE DR
CityMONACA
StatePA
Zip15061-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 CEDAR RIDGE EST PH2 HS
Legal SubdivisionCEDAR RIDGE ESTATE PH2
Legal Phase2
Legal Lot Number22
JurisdictionBEAVER PA
Township / Civil DivisionCENTER
Census Block Group2
Census Block2017
Census Tract603202

Owner

Source: Beaver County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Nov 1, 2021Special Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED STATES FCU
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
R-S BELLCO FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleJan 7, 2003 · Amount on Record
Deed Document Number20213648220
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAVER PA
Recording DateJul 28, 2026
Property Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number0003735224
Instrument DateJun 30, 2026
Instrument20263735224
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748

Mortgage

Document Number0003735224,
DateJul 28, 2026
Instrument20263735224
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueNov 1, 2051
Interest
Rate6.48%
Max Rate-1%

November 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBEAVER PA
Recording DateNov 1, 2021
Property Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number3648220
Map ReferenceMB 22 PG 286
Instrument DateOct 29, 2021
Instrument3648220
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyAVID SETTLEMENT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748

Mortgage

Document Number3648221
DateNov 1, 2021
Instrument3648221
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAVER PA
Property Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number0003596739
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 CEDAR RIDGE DR MONACA PA 150612748, MONACA, PA 15061-2748

Mortgage

Document Number0003596739
DateAug 12, 2019
Instrument3596739
Lender
NameUNITED STATES FCU
TypeCredit Union
AddressNEW BRIGHTON, PA 15066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 11, 2029

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAVER PA
Property Address162 CEDAR RIDGE DR, MONACA, PA 15061-2748
Document Number0003571923
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 CEDAR RIDGE DR MONACA PA 150612748, MONACA, PA 15061-2748

Mortgage

Document Number0003571923
DateMay 21, 2018
Instrument3571923
Lender
NameR-S BELLCO FCU
TypeCredit Union
AddressNEW BRIGHTON, PA 15066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 20, 2028

Tax Assessment & Valuation

Source: Beaver County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBeaver County
County SubdivisionCenter Township
Unified School DistrictCentral Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,600 (+228.52%) Land $32,200 Building $154,400$373,200 (+228.52%) Land $64,400 Building $308,800
2025$821.00 (-86.35%)
2023$6,016.00$56,800 Land $10,450 Building $46,350
1982$113,600 Land $20,900 Building $92,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTER TWP WATER AUTH
serves 19,000 people · EPA ID PA5040007
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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