162 Cedar Elm Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 162 Cedar Elm Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 2022
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Dec 2025)
Tax Bill$4,901 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027984-1030

Property Details

APN / Parcel Number

Primary APN027984-1030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,580 sqft Living Area
Gross Area2,080 sqft
1st Floor Area1,580 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address162 CEDAR ELM WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109/69-80 SILVERLEAF 29B-1 LOT 103 OR6266/598
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionSILVERLEAF 29B-1
Legal Block1
Legal Lot Number103
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4000
Census Tract20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1930 REBECCA PT, GREEN COVE SPRINGS, FL 32043-9605
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 5, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2025 · Amount on Record
Deed SaleDec 2, 2025 · Amount on Record
Prior SaleMay 5, 2023 · Amount on Record
Deed Document Number202597626
Deed Book / Page6266 / 598
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 2, 2025
Property Address162 CEDAR ELM WAY, SAINT AUGUSTINE, FL 32092-3551
Document Number0062660598
Book / Page6266 / 598
Map ReferenceMB 109 PG 69-80
Instrument DateDec 1, 2025
Instrument2025097626
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8229 HALL LN, SAINT AUGUSTINE, FL 32092-2314

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 REBECCA PT, GREEN COVE SPRINGS, FL 32043-9605

Mortgage

Document Number0006266600
DateDec 2, 2025
Instrument6266/600
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 5, 2023
Property Address162 CEDAR ELM WAY, SAINT AUGUSTINE, FL 32092-3551
Document Number0057511911
Book / Page5751 / 1911
Map ReferenceMB 109 PG 69-80
Instrument DateApr 28, 2023
Instrument2023034124
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address166 QUEEN VICTORIA AVE, JACKSONVILLE, FL 32259-6999

Mortgage

Document Number0057511916
DateMay 5, 2023
Instrument5751/1916
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$341,458 (+0.69%) Land $96,000 Building $245,458$341,458 (+0.69%) Land $96,000 Building $245,458
2025$4,901.00 (+30.87%)$339,122 (+6.68%)$339,122 (+0.24%) Land $96,000 Building $243,122
2024$3,745.00 (-15.84%) Homeowner's exemption$317,890 (-3.85%)$338,296 (+2.32%) Land $100,000 Building $238,296
2023$4,450.00 (+676.61%)$330,611 (+637.97%)$330,611 (+637.97%) Land $100,000 Building $230,611
2022$573.00$44,800$44,800 Land $44,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 110 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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