Cascade County property record for 162 Castner St, Belt, MT 59412
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,264 sqft · built 1950 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,300 (Aug 2019) |
| Tax Bill | $1,553 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R0250297 |
| Primary APN | R0250297 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Attic | Attic |
| Attic Area | 180 sqft |
| Basement Area | 1,084 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0004850000 |
|---|---|
| Street Address | 162 CASTNER ST |
| City | BELT |
| State | MT |
| Zip | 59412-8029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | CASTNER'S 2ND ADDITION (BELT), S23, T19 N, R06 E, BLOCK 001, LOT 005, LT 5 AND N15' LT 6 |
| Legal Range | 06E |
| Legal Township | 19N |
| Legal Section | 23 |
| Legal Subdivision | BELT |
| Legal Block | 1 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | BELT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10600 |
162 Castner St is owned and occupied by two individuals who bought it in August 2019.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 CASTNER ST, BELT, MT 59412-8029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Aug 13, 2019 | Warranty Deed, Transfer · Line of Credit BELT VALLEY BANK |
| Jul 9, 2019 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Deed Document Number | 2019374568 |
| Prior Transfer Date | Aug 24, 2007 |
| Prior Transfer Doc | 0000156958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 162 CASTNER ST, BELT, MT 59412-8029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0420804 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | R0420804 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Aug 13, 2019 |
| Property Address | 162 CASTNER ST, BELT, MT 59412-8029 |
| Document Number | 00R0374568 |
| Instrument Date | Aug 10, 2019 |
| Instrument | R0374568 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 162 CASTNER ST, BELT, MT 59412-8029 |
| Document Number | 00R0374569 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | R0374569 |
| Name | BELT VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 13, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Jul 9, 2019 |
| Property Address | 162 CASTNER ST, BELT, MT 59412-8029 |
| Document Number | 0000372920 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 372920 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2013 WHISPERING RIDGE DR GREAT FALLS MT 594057814, GREAT FALLS, MT 59405-7814 |
The 2026 property tax bill for 162 Castner St was $1,553, down 3.7% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Belt Town |
| Elementary School District | Belt Elementary School District (PK - 08) |
| Secondary School District | Belt High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,553.00 (-3.66%) | $305,600 (-) | |
| 2025 | $1,612.00 | $305,600 | $305,600 Land $56,345 Building $249,255 |
| 2023 | $2,272.00 | $270,600 | $270,600 Land $38,865 Building $231,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Castner St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1981–2013) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Jun 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Castner St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BELT serves 600 people · EPA ID MT0000138 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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