St. Johns County property record for 162 Carnation St, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,062 sqft · built 2017 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Apr 2017) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023671-0660 |
| Primary APN | 023671-0660 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 3,682 sqft |
| 1st Floor Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 162 CARNATION ST |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73/54-61 HERITAGE OAKS AT ST JOHNS LOT 66 OR4360/632 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 07 |
| Legal Subdivision | HERITAGE OAKS AT ST JOHNS |
| Legal Block | 1 |
| Legal Lot Number | 66 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20811 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 162 CARNATION ST, SAINT JOHNS, FL 32259-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 18, 2017 | Grant Deed, Transfer · VA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on Record |
| Deed Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 201726648 |
| Deed Book / Page | 4360 / 632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CARNATION ST, SAINT JOHNS, FL 32259-2219 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 162 CARNATION ST, SAINT JOHNS, FL 32259-2219 |
| Document Number | 0052081673 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 5208/1673 |
| Instrument | 2021029088 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CARNATION ST, SAINT JOHNS, FL 32259-2219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049540657 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 4954/657 |
| Instrument | 2020041949 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 162 CARNATION ST, SAINT JOHNS, FL 32259-2219 |
| Document Number | 0043600632 |
| Book / Page | 004360 / 000632 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 26648 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 162 CARNATION ST ST JOHNS FL 322592219, ST JOHNS, FL 32259-2219 |
| Document Number | 43600640 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 004360/000640 |
| Instrument | 26651 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,993 (+2.7%) | $430,082 (-6.88%) Land $90,000 Building $340,082 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $341,765 (+2.9%) | $461,835 (-6.91%) Land $100,000 Building $361,835 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $332,133 (+3%) | $496,105 (-0.81%) Land $100,000 Building $396,105 |
| 2023 | $254.00 (+7.63%) Disabled Person's exemption Veteran's exemption | $322,459 (+3%) | $500,147 (+11.37%) Land $100,000 Building $400,147 |
| 2022 | $236.00 Disabled Person's exemption Veteran's exemption | $313,067 | $449,077 Land $89,600 Building $359,477 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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