Okaloosa County property record for 162 Bent Arrow Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,107 sqft · built 1983 |
| Lot Size | 0.068 acres (2,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,500 (Aug 2007) |
| Tax Bill | $682 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-5082-3 |
| Primary APN | C56-000-590-5082-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,107 sqft Heated Area |
| Gross Area | 1,215 sqft |
| 1st Floor Area | 1,107 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 2,999 sqft (0.068 acres) |
| Lot Width | 50 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 162 BENT ARROW DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN OAKS 2ND ADD LOT 4 BLK D |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN OAKS 2ND ADDN |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 23307 |
162 Bent Arrow Dr is owned and occupied by an individual who bought it in August 2007.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 162 BENT ARROW DR, DESTIN, FL 32541-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2007 · Amount on File |
| Deed Sale | Aug 30, 2007 · Amount on File |
| Prior Sale | Nov 12, 2003 |
| Deed Document Number | 2445766 |
| Deed Book / Page | 2804 / 1700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 162 BENT ARROW DR, DESTIN, FL 32541-2553 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 162 BENT ARROW DR, DESTIN, FL 32541-2553 |
| Document Number | 0035392522 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 3539/2522 |
| Instrument | 3446531 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 162 BENT ARROW DR, DESTIN, FL 32541-2553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032901738 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 3290/1738 |
| Instrument | 3121895 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 162 Bent Arrow Dr was $682 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $682.00 Homeowner's exemption | $96,668 | $197,472 Land $82,658 Building $114,814 |
| 2023 | $629.00 (+4.14%) Homeowner's exemption | $91,208 (+3%) | $197,594 (+15.56%) Land $75,000 Building $122,594 |
| 2022 | $604.00 Homeowner's exemption | $88,551 | $170,982 Land $55,754 Building $115,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Bent Arrow Dr in Zone X, an area of minimal flood risk, though there have been 96 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 96 (1982–2014) |
| Claims Outside the SFHA | 50 of 96 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 162 Bent Arrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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