162 Belford Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 162 Belford Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 1948
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$599,999 (Feb 2024)
Tax Bill	$12,701 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-00081-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`56-00081-0000-00014`
Alternative APN	`560008100014`

Interior

Stories	2 Stories
Building Area	1,480 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	125 ft deep x 46 ft wide

Location & Zoning

Street Address	162 BELFORD AVE
City	RUTHERFORD
State	NJ
Zip	07070-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	46X125
Legal Subdivision	BOROUGH/RUTHERFORD
Legal Block	81
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	3
Census Block	3010
Census Tract	51100

Owner

162 Belford Ave is owned and occupied by two individuals who bought it in February 2024.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 1, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on File
Deed Sale	Feb 1, 2024 · Amount on File
Deed Document Number	20246795
Deed Book / Page	5171 / 1825
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626

Mortgage

Document Number	0056451138
Date	Nov 14, 2025
Book Page	5645/1138
Instrument	2025077310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 1, 2024
Property Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626
Document Number	0051711825
Book / Page	5171 / 1825
Instrument Date	Jan 6, 2024
Instrument	2024006795
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626

Mortgage

Document Number	2024006796
Date	Feb 1, 2024
Instrument	2024006796

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	162 BELFORD AVE, RUTHERFORD, NJ 07070-1626
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051061180
Date	Oct 17, 2023
Book Page	5106/1180
Instrument	2023068266

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 162 Belford Ave was $12,701, up 4.4% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,900 (-) Land $283,700 Building $113,200	$396,900 (-) Land $283,700 Building $113,200
2025	$12,701.00 (+4.35%)	$396,900 Land $283,700 Building $113,200	$396,900 Land $283,700 Building $113,200
2024	$12,171.00
2023		$390,000 (-) Land $283,700 Building $106,300	$390,000 (-) Land $283,700 Building $106,300
2022	$11,579.00 (+1.37%)	$390,000 Land $283,700 Building $106,300	$390,000 Land $283,700 Building $106,300
2021	$11,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Belford Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 Belford Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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