162 Beech Springs Rd, Ocoee, TN 37361 Property Records

Polk County property record for 162 Beech Springs Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1987
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$134,900 (Sep 2017)
Tax Bill	$841 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075-040.07`

Property Details

APN / Parcel Number

Primary APN	`075-040.07`
Alternative APNs	`0107507504007` `070075 04007`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	100 sqft
Shed	1 Shed
Shed Area	1 sqft
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	162 BEECH SPRINGS RD
City	OCOEE
State	TN
Zip	37361-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	950300

Owner

162 Beech Springs Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Polk County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	162 BEECH SPRINGS RD, OCOEE, TN 37361-3230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Sep 5, 2017	Warranty Deed, Transfer BANK OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	Jan 8, 1999 · Amount on File
Deed Document Number	20171900
Deed Book / Page	305 / 73
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	162 BEECH SPRINGS RD, OCOEE, TN 37361-3230
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	EQUI TITLE INC, EQUITITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD552/423
Date	Dec 2, 2021
Book Page	TD552/423
Instrument	21003442

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Dec 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Sep 5, 2017
Property Address	162 BEECH SPRINGS RD, OCOEE, TN 37361-3230
Document Number	0000001900
Book / Page	000305 / 000073
Instrument Date	Aug 31, 2017
Instrument	1900
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	EQUITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	162 BEECH SPRINGS RD OCOEE TN 373613230, OCOEE, TN 37361-3230

Mortgage

Document Number	1901
Date	Sep 5, 2017
Book Page	000491/000484
Instrument	1901

Lender

Name	BANK OF CLEVELAND
Type	Bank
Address	CLEVELAND, TN 37311

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 162 Beech Springs Rd was $841.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00	$49,800 (-) Land $7,850 Building $41,950	$199,200 Land $31,400 Building $167,800
2024	$841.00	$49,800 (-) Land $7,850 Building $41,950
2023	$841.00 (+6.59%)	$49,800 (+58.6%) Land $7,850 Building $41,950	$199,200 (+58.6%) Land $31,400 Building $167,800
2022	$789.00	$31,400 Land $6,675 Building $24,725	$125,600 Land $26,700 Building $98,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 162 Beech Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Beech Springs Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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