St. Johns County property record for 162 Bedford Ter, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $585,472 (Jan 2026) |
| Tax Bill | $1,279 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010741-0690 |
| Primary APN | 010741-0690 |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 7,405 sqft (0.17 acres) |
| Street Address | 162 BEDFORD TER |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127/1-18 SILVERLEAF PARCEL 12W PHASE 1 LOT 69 OR6291/744 |
| Legal Subdivision | SILVERLEAF PARCEL 12W PHASE 1 |
| Legal Block | 1 |
| Legal Lot Number | 69 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20908 |
162 Bedford Ter is owned and occupied by an individual who bought it in January 2026.
Source: St. Johns County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 162 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Deed Document Number | 20264505 |
| Deed Book / Page | 6291 / 744 |
| Prior Transfer Date | Jun 11, 2025 |
| Prior Transfer Doc | 0000049447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 20, 2026 |
| Property Address | 162 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1548 |
| Document Number | 0062910744 |
| Book / Page | 6291 / 744 |
| Map Reference | MB 127 PG 1-18 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026004505 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | WESTMINSTER TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,098.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 162 BEDFORD TER, SAINT AUGUSTINE, FL 32092-1548 |
| Document Number | 0006291746 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 6291/746 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 9.87% |
The 2025 property tax bill for 162 Bedford Ter was $1,279.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,500 (+1%) Land $104,500 | $105,000 (+10.53%) Land $105,000 | |
| 2025 | $1,279.00 | $95,000 | $95,000 Land $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 162 Bedford Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Bedford Ter is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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