162 Beach St, Apt 3, Saco, ME 04072 Property Records

York County and Saco City property record for 162 Beach St, Apt 3, Saco, ME 04072

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,040 sqft · built 1989
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Oct 2025)
Tax Bill	$3,541 (2025)
Deeds & Mortgages	Mar 2025 Refinance Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0975R`

Property Details

APN / Parcel Number

Primary APN	`R0975R`
Alternative APNs	`SACO M:032 L:243 U:000-003` `M:032 L:243 U:000=003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	11 Units
Stories	2 Stories
Building Area	1,040 sqft Living Area
Gross Area	1,708 sqft
1st Floor Area	500 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R0975R
Street Address	162 BEACH ST, 3
City	SACO
State	ME
Zip	04072-2865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HDR
Legal Lot Number	243
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2020
Census Tract	5200

Owner

162 Beach St, Apt 3 is owned and occupied by an individual who bought it in October 2025.

Source: York County and Saco City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	162 BEACH ST, 3, SACO, ME 04072-2865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage SACO & BIDDEFORD SAVINGS
Mar 4, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Mar 4, 2024 · Amount on File
Deed Document Number	202535677
Deed Book / Page	19755 / 723
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	162 BEACH ST APT 3, 3, SACO, ME 04072-2865
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196160881
Date	Mar 7, 2025
Book Page	19616/881
Instrument	2025006994

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 2, 2025
Property Address	162 BEACH ST APT 3, 3, SACO, ME 04072-2865
Document Number	0197550723
Book / Page	19755 / 723
Instrument Date	Oct 2, 2025
Instrument	2025035677
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 BEACH ST APT 3, 3, SACO, ME 04072-2865

Mortgage

Document Number	2025035678
Date	Oct 2, 2025
Instrument	2025035678

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Type Change Date	Nov 1, 2030
Index	1-Year CMT

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Mar 4, 2024
Property Address	162 BEACH ST APT 3, 3, SACO, ME 04072-2865
Document Number	0193970229
Book / Page	19397 / 229
Instrument Date	Mar 1, 2024
Instrument	2024006267
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1112, WESTBROOK, ME 04098-1112
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 162 Beach St, Apt 3 was $3,541, up 4.3% from the year before.

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,541.00 (+4.27%)	$249,400 (+3.19%) Land $101,600 Building $147,800
2024	$3,396.00	$241,700 Land $101,600 Building $140,100
2022	$3,210.00	$175,100 Land $77,400 Building $97,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 162 Beach St, Apt 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Beach St, Apt 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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