Middlesex County and Cambridge City property record for 162 Appleton St, #164, Cambridge, MA 02138
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,434 sqft · built 1886 |
| Owner | 2 Individual Names on File |
| Last Sale | $2,200,000 (Mar 2025) |
| Tax Bill | $12,377 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-104-164 |
| Primary APN | 230-104-164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 3,118 sqft |
| 1st Floor Area | 2,434 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Architectural Style | Condo/Apartment |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 162 APPLETON ST, 164 |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02138-1331 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 354400 |
Source: Middlesex County and Cambridge City records · APN 230-104-164
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 APPLETON ST, 164-164, CAMBRIDGE, MA 02138-1331 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Mar 25, 2025 | Condominium Deed, Transfer · Stand-Alone First Mortgage HARVARD FEDERAL CREDIT UNION |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2010 · Amount on Record |
| Deed Book / Page | 83891 / 212 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 162 APPLETON ST # 164, 164, CAMBRIDGE, MA 02138-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082164-491 |
|---|---|
| Date | Nov 01, 2023 |
| Book Page | 82164/491 |
| Instrument | 124820 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2048 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Recording Date | Mar 25, 2025 |
| Property Address | 162 APPLETON ST # 164, 164, CAMBRIDGE, MA 02138-1331 |
| Document Number | 083891-212 |
| Book / Page | 83891 / 212 |
| Instrument Date | Mar 25, 2025 |
| Instrument | 30152 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 162 APPLETON ST # 164-164, 164-164, CAMBRIDGE, MA 02138-1331 |
| Document Number | 0000030155 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 30155 |
| Name | HARVARD FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 083891-244 |
|---|---|
| Date | Mar 25, 2025 |
| Book Page | 83891/244 |
| Instrument | 30156 |
| Name | HARVARD COLLEGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Property Address | 164 APPLETON ST, CAMBRIDGE, MA 02138-1331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75209-264 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 75209/264 |
| Instrument | 122344 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Middlesex County and Cambridge City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,377.00 (+2.04%) | $1,949,200 (-4.86%) Building $1,949,200 |
| 2024 | $12,129.00 (+12%) | $2,048,800 (+10.87%) Building $2,048,800 |
| 2023 | $10,829.00 | $1,848,000 Building $1,848,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Starry.
Based on FCC filings for 853 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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