162 2nd St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 162 2nd St, Cheraw, SC 29520 · Last verified August 2026

Property Summary

Property TypeCommercial
Lot Size0.17 acres (7,406 sqft)
OwnerCompany Name on File
Last Sale$240,000 (Dec 2022)
Tax Bill$4,998 (2025)
Deeds & MortgagesMay 2006 Mortgage
Jan 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN271 013 010 002

Property Details

APN / Parcel Number

Primary APN271 013 010 002
Alternative APNs
  • 00037570
  • 02295093
  • 2295093

Exterior

Lot Area7,406 sqft (0.17 acres)

Location & Zoning

Account Number00037570
Street Address162 2ND ST
CityCHERAW
StateSC
Zip29520-2728
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTHE RIVERS EDGE
JurisdictionCHESTERFIELD SC
Township / Civil DivisionCHERAW
Census Block Group1
Census Block1016
Census Tract950602

Owner

Source: Chesterfield County records · APN 271 013 010 002

Assessment roll updated February 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1149 SAINT JOHN CHURCH RD, PATRICK, SC 29584-5409
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 16, 2006Deed of Trust, Mortgage · Commercial Mortgage
SENTRY BANK & TRUST
Jan 24, 2024Deed of Trust, Mortgage
THE RIVERS EDGE RESTAURANT & BAKERY LLC
Dec 12, 2022Deed, Transfer · Commercial Mortgage
RIVERS EDGE RESTARANT & BAKERY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2022 · Amount on Record
Deed SaleDec 12, 2022 · Amount on Record
Prior SaleDec 20, 2012 · Amount on Record
Deed Document Number20225048
Deed Book / Page551 / 680
Record UpdatedSep 20, 2026

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address162 2ND ST, CHERAW, SC 29520-2728
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00409/0315
DateMay 16, 2006
Book Page409/0315
Instrument200600002528
Lender
NameSENTRY BANK & TRUST
AddressCHERAW, SC 29520
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address162 2ND ST, CHERAW, SC 29520-2728
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000549/935
DateJan 24, 2024
Book Page549/935
Instrument2024-0269
Lender
NameTHE RIVERS EDGE RESTAURANT & BAKERY LLC
TypeNon-Lending Institution
AddressCHERAW, SC 29520
Agreement
AmountAmount Recorded
Term155 Months
DueDec 25, 2036

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD SC
Recording DateDec 12, 2022
Property Address162 2ND ST, CHERAW, SC 29520-2728
Document Number000551/680
Book / Page551 / 680
Map ReferenceMB 474 PG 13
Instrument DateDec 12, 2022
Instrument2022-5048
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$624.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1149 SAINT JOHN CHURCH RD, PATRICK, SC 29584-5409

Mortgage

Document Number0020225049
DateDec 12, 2022
Instrument2022-5049
Lender
NameRIVERS EDGE RESTARANT & BAKERY LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term96 Months
DueDec 12, 2030

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
MunicipalityCheraw Town
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,998.00 (+6.34%)$11,520 (+5.21%) Land $1,020 Building $10,500$192,000 (+5.21%) Land $17,000 Building $175,000
2023$4,700.00$10,950 Land $1,020 Building $9,930$182,500 Land $17,000 Building $165,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450259506021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 9% of South Carolina
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cheraw Historic District
listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Sandhill Telephone CooperativeFiber1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on 2nd St

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