Wagoner County property record for 16197 S 286th E Ave, Coweta, OK 74429
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,094 sqft · built 1991 |
| Lot Size | 2.57 acres (112,211 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jul 2016) |
| Tax Bill | $2,464 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 005805-000002-000000 |
| Primary APN | 005805-000002-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 112,211 sqft (2.57 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 402 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27018 |
|---|---|
| Street Address | 16197 S 286TH EAST AVE |
| City | COWETA |
| State | OK |
| Zip | 74429-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARFIELD ACRES (2.5AC) L-2 |
| Legal Range | 15E |
| Legal Township | 17N |
| Legal Section | 25 |
| Legal Subdivision | WARFIELD ACRES |
| Legal Tract | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WAGONER OK |
| Township / Civil Division | COWETA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30601 |
16197 S 286th E Ave is owned and occupied by an individual who bought it in July 2016.
Source: Wagoner County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16197 S 286TH EAST AVE, COWETA, OK 74429-5254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 17, 2017 | Loan Modification, Mortgage · Conventional with PMI OKLAHOMA CAP BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2016 · Amount on File |
| Deed Sale | Jul 20, 2016 · Amount on File |
| Prior Sale | Jul 19, 2005 · Amount on File |
| Deed Document Number | 20169106 |
| Deed Book / Page | 2298 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 16197 S 286TH EAST AVE, COWETA, OK 74429-5254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012849 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 2711/0417 |
| Instrument | 2021-12849 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAGONER OK |
| Property Address | 16197 S 286TH EAST AVE, COWETA, OK 74429-5254 |
| Document Number | 0000011488 |
| Book / Page | 002383 / 000604 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28915 E 154TH ST S COWETA OK 744294114, COWETA, OK 74429-4114 |
| Document Number | 0000011488 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 002383/000604 |
| Instrument | 11488 |
| Name | OKLAHOMA CAP BK |
|---|---|
| Address | TULSA, OK 74126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 7, 2022 |
The 2025 property tax bill for 16197 S 286th E Ave was $2,464 with a homeowner's exemption.
Source: Wagoner County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Wagoner County |
| Unified School District | Coweta Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,788 (+3%) Land $4,021 Building $23,767 | $248,109 (-10.5%) Land $35,903 Building $212,206 | |
| 2025 | $2,464.00 Homeowner's exemption | $26,978 Land $4,021 Building $22,957 | $277,217 Land $35,903 Building $241,314 |
| 2023 | $2,311.00 (+1.94%) Homeowner's exemption | $25,430 (+3%) Land $4,021 Building $21,409 | $249,708 (+12.36%) Land $35,903 Building $213,805 |
| 2022 | $2,267.00 Homeowner's exemption | $24,689 Land $4,021 Building $20,668 | $222,249 Land $35,903 Building $186,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16197 S 286th E Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16197 S 286th E Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAGONER CO. RWD #5 serves 4,251 people · EPA ID OK1021528 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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