16195 E Schaeffer St, Bayview, ID 83803 Property Records

Kootenai County property record for 16195 E Schaeffer St, Bayview, ID 83803

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,073 sqft · built 1984
Lot Size	0.221 acres (9,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B4999002002A`

Property Details

APN / Parcel Number

Primary APN	`B4999002002A`
Alternative APN	`111521`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,073 sqft Living Area

Exterior

Year Built	Built 1984
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,670 sqft (0.221 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Account Number	111521
Street Address	16195 E SCHAEFFER ST
City	BAYVIEW
State	ID
Zip	83803-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHAEFFERS 1ST ADD TO BAYVIEW, LTS 2 & 3 BLOCK 2 3454N02W
Legal Subdivision	SCHAEFFERS 1ST ADD
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3009
Census Tract	203

Owner

Source: Kootenai County records · APN B4999002002A

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 191, BAYVIEW, ID 83803-0191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2019
Deed Sale	Nov 22, 2019
Record Updated	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	16195 E SCHAEFFER ST, BAYVIEW, ID 83803-9791
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2651769000
Date	Jul 11, 2018
Instrument	2651769000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00 (-6.47%) Homeowner's exemption	$465,250 (+30.84%) Land $166,500 Building $298,750	$465,250 (+30.84%) Land $166,500 Building $298,750
2024	$1,252.00 (+46.95%)
2023	$852.00 (-36.37%) Homeowner's exemption	$355,600 (+12.85%) Land $185,000 Building $170,600	$355,600 (+12.85%) Land $185,000 Building $170,600
2022	$1,339.00	$315,112 Land $171,072 Building $144,040	$315,112 Land $171,072 Building $144,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 208 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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