16191 N Dr S, Marshall, MI 49068 Property Records

Calhoun County property record for 16191 N Dr S, Marshall, MI 49068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 2006
Lot Size	2.74 acres (119,354 sqft)
Owner	Company Name on File
Last Sale	$14,700 (Oct 2006)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-102-003-51`

Property Details

APN / Parcel Number

Primary APN	`20-102-003-51`
Alternative APN	`13-20-102-003-51`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	119,354 sqft (2.74 acres)
Garage Area	2,076 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16191 N DR S
City	MARSHALL
State	MI
Zip	49068-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI RES
Legal Description	TEKONSHA TWP/T4S R6W, SEC 2: PART E1/2 SW1/4 COM AT SW COR THEREOF N00DEG 24'27"W 491.01 FT S89DEG 01'07"E 247.08 FT S00DEG 35'20"W 491 FT N89DEG 01'07"W 245.53 FT TO BEG. (2.78 AC)
Legal Range	06W
Legal Township	04S
Legal Section	02
Jurisdiction	CALHOUN MI
Township / Civil Division	TEKONSHA
Census Block Group	2
Census Block	2019
Census Tract	2900

Owner

16191 N Dr S is owned by a company that acquired it in February 2007 and is owner-occupied.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	16191 N DR S, MARSHALL, MI 49068-9275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
Jul 16, 2009	Deed of Trust, Mortgage SMB MORTGAGE CO
Aug 7, 2012	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST
May 15, 2007	Deed of Trust, Mortgage SMB MORTGAGE CO
Jun 3, 2008	Deed of Trust, Mortgage SMB MORTGAGE CO
Oct 25, 2006	Deed of Trust, Mortgage SMB MORTGAGE CO
Mar 29, 2017	Intrafamily Transfer, Transfer
Mar 12, 2007	Intrafamily Transfer, Transfer · ARM SMB MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2006 · Amount on File
Deed Sale	Oct 6, 2006 · Amount on File
Prior Sale	Jul 3, 2003
Deed Book / Page	3194 / 679
Last Transfer Date	Feb 28, 2007
Transfer Doc	03247/0767
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004505/81
Date	Feb 10, 2021
Book Page	4505/81

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03475/0710
Date	Jul 16, 2009
Book Page	3475/0710

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company
Address	COLDWATER, MI 49036

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2024

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03724/0224
Date	Aug 7, 2012
Book Page	3724/0224

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2027

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03269/0499
Date	May 15, 2007
Book Page	3269/0499

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company
Address	COLDWATER, MI 49036

Agreement

Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2008
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03378/0031
Date	Jun 3, 2008
Book Page	3378/0031

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company
Address	COLDWATER, MI 49036

Agreement

Amount	Amount on Record

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FATIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03201/0540
Date	Oct 25, 2006
Book Page	3201/0540

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Amount	Amount on Record

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Mar 29, 2017
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Document Number	04128/0717
Book / Page	4128 / 0717
Instrument Date	Mar 14, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16191 N DR S, MARSHALL, MI 49068-9275

March 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Mar 12, 2007
Property Address	16191 N DR S, MARSHALL, MI 49068-9275
Document Number	03247/0767
Book / Page	3247 / 0767
Instrument Date	Feb 28, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16191 N DR S, MARSHALL, MI 49068-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16191 N DR S, MARSHALL, MI 49068-9275

Mortgage

Document Number	0032470769
Date	Mar 12, 2007
Instrument	3247/0769

Lender

Name	SMB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

Tax Assessment & Valuation

The 2025 property tax bill for 16191 N Dr S was $3,546 with a homeowner's exemption, up 12.3% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Tekonsha Township
Unified School District	Tekonsha Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,150 (-5.17%)
2025	$3,546.00 (+12.29%) Homeowner's exemption	$172,050	$326,300 (-5.17%)
2024	$3,158.00		$344,100 (+23.96%)
2023		$138,800	$277,600
2022	$2,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16191 N Dr S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16191 N Dr S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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